HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Washington County, Rhode Island (FY 2026)
$1,727 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Washington County, and it's the baseline every voucher in Washington is measured against.
2 bedroom FMR
$1,727
FY 2026, utilities included
Payment standard range
$1,554 to $1,900
90% to 110% of FMR
Income to afford 2BR
$69,080
per year, at 30% of income
Rank in Rhode Island
5th of 5
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Washington moves to $1,867. That's up 8%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Washington actually rent for?
Search any address in Washington for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $1,327 | $1,194 to $1,460 | $53,080 | $25.52/hr | +6.5% |
| 1 bedroom | $1,392 | $1,253 to $1,531 | $55,680 | $26.77/hr | +6.1% |
| 2 bedroom | $1,727 | $1,554 to $1,900 | $69,080 | $33.21/hr | +7.7% |
| 3 bedroom | $2,102 | $1,892 to $2,312 | $84,080 | $40.42/hr | +7.7% |
| 4 bedroom | $2,441 | $2,197 to $2,685 | $97,640 | $46.94/hr | +2.4% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,807 | $2,526 to $3,088 |
| 6 bedroom Estimate | $3,173 | $2,856 to $3,490 |
| 7 bedroom Estimate | $3,539 | $3,185 to $3,893 |
| 8 bedroom Estimate | $3,906 | $3,515 to $4,297 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Washington, that runs from $1,327 for a studio up to $2,441 for four bedrooms, all five rates in the table above.
This is a metro rate. The county doesn't get one of its own. HUD lumps Washington in with 3 other counties in the Providence-Fall River metro, Providence County, Kent County, Bristol County among them, and every one of them gets $1,727 for a two-bedroom. Where you are inside the metro doesn't change the county number. It does change the ZIP number, covered below.
Among Rhode Island's 5 counties, Washington ranks 5th for two-bedroom FMR. That's within a couple percent of the state median of $1,729 and about 70% above the national median county at $1,018. About 130,073 people live here, 3rd in the state.
Rates by town
Rhode Island publishes Fair Market Rents town by town instead of by county. The 9 towns in Washington County don't all get the same number. Two-bedroom rates run from $1,721 to $1,729 depending on the town, so the headline figure above is a population-weighted average and the town table is the one to use.
| Town | Population | Studio | 1 BR | 2 BR | 3 BR | 4 BR |
|---|---|---|---|---|---|---|
| South Kingstown townHighest | 32,005 | $1,318 | $1,402 | $1,729 | $2,087 | $2,480 |
| North Kingstown town | 27,736 | $1,318 | $1,402 | $1,729 | $2,087 | $2,480 |
| Westerly townLowest | 23,318 | $1,353 | $1,362 | $1,721 | $2,146 | $2,326 |
| Narragansett town | 14,540 | $1,318 | $1,402 | $1,729 | $2,087 | $2,480 |
| Hopkinton town | 8,421 | $1,353 | $1,362 | $1,721 | $2,146 | $2,326 |
| Richmond town | 8,107 | $1,318 | $1,402 | $1,729 | $2,087 | $2,480 |
| Charlestown town | 8,017 | $1,318 | $1,402 | $1,729 | $2,087 | $2,480 |
| Exeter town | 7,100 | $1,318 | $1,402 | $1,729 | $2,087 | $2,480 |
| New Shoreham town | 829 | $1,353 | $1,362 | $1,721 | $2,146 | $2,326 |
Counties sharing the Providence-Fall River metro rate
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,480 in 02808 (Bradford) and $2,270 in 02892 (West Kingston), with the 23 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 02804 | Ashaway | $1,790 | +3.6% |
| 02807 | Block Island | $1,880 | +8.9% |
| 02808 | Bradford | $1,480 | -14.3% |
| 02812 | Carolina | $1,980 | +14.6% |
| 02813 | Charlestown | $1,960 | +13.5% |
| 02822 | Exeter | $2,190 | +26.8% |
| 02832 | Hope Valley | $1,650 | -4.5% |
| 02833 | Hopkinton | $1,730 | +0.2% |
| 02836 | Kenyon | $2,170 | +25.7% |
| 02852 | North Kingstown | $1,780 | +3.1% |
| 02873 | Rockville | $1,840 | +6.5% |
| 02874 | Saunderstown | $1,880 | +8.9% |
| 02875 | Shannock | $2,170 | +25.7% |
| 02877 | Slocum | $1,860 | +7.7% |
| 02879 | Wakefield | $1,880 | +8.9% |
| 02880 | Wakefield | $1,860 | +7.7% |
| 02881 | Kingston | $1,850 | +7.1% |
| 02882 | Narragansett | $2,260 | +30.9% |
| 02883 | Peace Dale | $1,860 | +7.7% |
| 02891 | Westerly | $1,780 | +3.1% |
| 02892 | West Kingston | $2,270 | +31.4% |
| 02894 | Wood River Junction | $1,820 | +5.4% |
| 02898 | Wyoming | $1,960 | +13.5% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Washington somewhere between $1,554 and $1,900. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,727 a month is affordable, by HUD's 30% rule, on an income of roughly $69,080 a year. Put another way, $33 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,554) | HAP at 100% ($1,727) | HAP at 110% ($1,900) |
|---|---|---|---|---|
| $2,500 | $750 | $804 | $977 | $1,150 |
| $4,000 | $1,200 | $354 | $527 | $700 |
Rate history
The two-bedroom rate went up 8% from FY 2025 ($1,604) to FY 2026 ($1,727). Since FY 2020 it's up 58% in total, about 7.9% a year. The Rhode Island median moved up 7% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $806 | $892 | $1,095 | $1,409 | $1,599 | — |
| FY 2021 | $868 | $949 | $1,155 | $1,482 | $1,745 | +5.5% |
| FY 2022 | $946 | $1,032 | $1,240 | $1,572 | $1,940 | +7.4% |
| FY 2023 | $1,094 | $1,175 | $1,411 | $1,750 | $2,191 | +13.8% |
| FY 2024 | $1,300 | $1,384 | $1,672 | $2,050 | $2,585 | +18.5% |
| FY 2025 | $1,246 | $1,312 | $1,604 | $1,951 | $2,384 | -4.1% |
| FY 2026 | $1,327 | $1,392 | $1,727 | $2,102 | $2,441 | +7.7% |
| FY 2027 | $1,415 | $1,482 | $1,867 | $2,308 | $2,651 | +8.1% |
Nearby counties
Questions people ask
$1,727 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $1,327 for a studio, $1,392 for one bedroom, $2,102 for three and $2,441 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Washington actually go for?
HUD's number is one input. Search any address in Washington for a rent estimate built from nearby comps. 3 free searches, no card.
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