HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Osage County, Oklahoma (FY 2027)
HUD's FY 2027 Fair Market Rent for a two-bedroom in Osage County is $1,229 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
Two-bedroom FMR
$1,229
+1.0% from FY 2026
Payment standard
$1,106–$1,352
90% to 110% of the FMR, two-bedroom
Income to afford
$49,160
a year, with rent at 30% of income
Rank in Oklahoma
7th of 77
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $947 | $852–$1,042 | $37,880 | $18.21/hr | +1.5% |
| 1 bedroom | $1,007 | $906–$1,108 | $40,280 | $19.37/hr | +2.0% |
| 2 bedroom | $1,229 | $1,106–$1,352 | $49,160 | $23.63/hr | +1.0% |
| 3 bedroom | $1,611 | $1,450–$1,772 | $64,440 | $30.98/hr | +0.6% |
| 4 bedroom | $1,882 | $1,694–$2,070 | $75,280 | $36.19/hr | +1.3% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,164 | $1,948–$2,380 |
| 6 bedroom Estimate | $2,447 | $2,202–$2,692 |
| 7 bedroom Estimate | $2,729 | $2,456–$3,002 |
| 8 bedroom Estimate | $3,011 | $2,710–$3,312 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Osage actually rent for?
Search any address in Osage for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Osage somewhere between $1,106 and $1,352. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,229 a month is affordable, by HUD's 30% rule, on an income of roughly $49,160 a year. Put another way, $24 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$1,106 | Voucher pays at 100%$1,229 | Voucher pays at 110%$1,352 |
|---|---|---|---|---|
| $2,500 | $750 | $356 | $479 | $602 |
| $4,000 | $1,200 | $0 | $29 | $152 |
Rate history
The two-bedroom rate went up 1% from FY 2026 ($1,217) to FY 2027 ($1,229). Since FY 2020 it's up 37% in total, about 4.6% a year. The Oklahoma median moved down 2% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $597 | $696 | $898 | $1,199 | $1,374 | — |
| FY 2021 | $607 | $697 | $896 | $1,187 | $1,381 | -0.2% |
| FY 2022 | $646 | $724 | $925 | $1,219 | $1,428 | +3.2% |
| FY 2023 | $711 | $781 | $987 | $1,300 | $1,519 | +6.7% |
| FY 2024 | $834 | $900 | $1,128 | $1,489 | $1,733 | +14.3% |
| FY 2025 | $890 | $950 | $1,179 | $1,555 | $1,796 | +4.5% |
| FY 2026 | $933 | $987 | $1,217 | $1,602 | $1,858 | +3.2% |
| FY 2027In effect | $947 | $1,007 | $1,229 | $1,611 | $1,882 | +1.0% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Osage, that runs from $947 for a studio up to $1,882 for four bedrooms, all five rates in the table above.
This is a metro rate. The county doesn't get one of its own. HUD lumps Osage in with 4 other counties in the Tulsa metro, Tulsa County, Rogers County, Wagoner County among them, and every one of them gets $1,229 for a two-bedroom. Where you are inside the metro doesn't change the county number. It does change the ZIP number, covered below.
Among Oklahoma's 77 counties, Osage ranks 7th for two-bedroom FMR. That's about 34% above the state median of $916 and about 16% above the national median county at $1,063. About 45,997 people live here, 20th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $920 in 74002 (Barnsdall) and $1,190 in 74127 (Tulsa), with the 12 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
Counties sharing the Tulsa metro rate
HUD sets one rate for the whole metro, so every county here carries the same $1,229 two-bedroom figure as Osage.
Nearby counties
Two-bedroom FMR, with how each compares to Osage.
Pawnee County
21 mi · 15,795 people
$972
-21%
Washington County
27 mi · 53,326 people
$930
-24%
Tulsa County
32 mi · 680,794 people
$1,229
same rate
Creek County
38 mi · 72,830 people
$1,229
same rate
Rogers County
41 mi · 98,610 people
$1,229
same rate
Payne County
44 mi · 82,972 people
$1,010
-18%
Nowata County
46 mi · 9,435 people
$943
-23%
Kay County
51 mi · 43,625 people
$916
-25%
Questions people ask
$1,229 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $947 for a studio, $1,007 for one bedroom, $1,611 for three and $1,882 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Osage actually go for?
HUD's number is one input. Search any address in Osage for a rent estimate built from nearby comps. Free to start, no card.
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