HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Muskogee County, Oklahoma (FY 2026)
HUD's FY 2026 Fair Market Rent for a two-bedroom in Muskogee County is $947 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
2 bedroom FMR
$947
FY 2026, utilities included
Payment standard range
$852 to $1,042
90% to 110% of FMR
Income to afford 2BR
$37,880
per year, at 30% of income
Rank in Oklahoma
31st of 77
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Muskogee moves to $949. That's unchanged. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Muskogee actually rent for?
Search any address in Muskogee for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $717 | $645 to $789 | $28,680 | $13.79/hr | +1.4% |
| 1 bedroom | $722 | $650 to $794 | $28,880 | $13.88/hr | +1.4% |
| 2 bedroom | $947 | $852 to $1,042 | $37,880 | $18.21/hr | +1.4% |
| 3 bedroom | $1,188 | $1,069 to $1,307 | $47,520 | $22.85/hr | +1.5% |
| 4 bedroom | $1,461 | $1,315 to $1,607 | $58,440 | $28.10/hr | -2.1% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,680 | $1,512 to $1,848 |
| 6 bedroom Estimate | $1,899 | $1,709 to $2,089 |
| 7 bedroom Estimate | $2,118 | $1,906 to $2,330 |
| 8 bedroom Estimate | $2,338 | $2,104 to $2,572 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Muskogee, that runs from $717 for a studio up to $1,461 for four bedrooms, all five rates in the table above.
Because Muskogee sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Muskogee included.
Among Oklahoma's 77 counties, Muskogee ranks 31st for two-bedroom FMR. That's within a couple percent of the state median of $937 and about 7% below the national median county at $1,018. About 66,606 people live here, 11th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $940 in 74434 (Fort Gibson) and $1,420 in 74422 (Boynton), with the 14 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 74401 | Muskogee | $970 | +2.4% |
| 74402 | Muskogee | $950 | +0.3% |
| 74403 | Muskogee | $1,010 | +6.7% |
| 74422 | Boynton | $1,420 | +49.9% |
| 74423 | Braggs | $1,200 | +26.7% |
| 74428 | Council Hill | $1,030 | +8.8% |
| 74434 | Fort Gibson | $940 | -0.7% |
| 74436 | Haskell | $1,000 | +5.6% |
| 74439 | Braggs | $947County rate | — |
| 74450 | Oktaha | $940 | -0.7% |
| 74455 | Porum | $940 | -0.7% |
| 74463 | Taft | $940 | -0.7% |
| 74468 | Wainwright | $970 | +2.4% |
| 74469 | Warner | $940 | -0.7% |
| 74470 | Webbers Falls | $940 | -0.7% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Muskogee somewhere between $852 and $1,042. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$947 a month is affordable, by HUD's 30% rule, on an income of roughly $37,880 a year. Put another way, $18 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($852) | HAP at 100% ($947) | HAP at 110% ($1,042) |
|---|---|---|---|---|
| $2,500 | $750 | $102 | $197 | $292 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 1% from FY 2025 ($934) to FY 2026 ($947). Since FY 2020 it's up 38% in total, about 5.5% a year. The Oklahoma median moved up 3% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $447 | $529 | $686 | $926 | $929 | — |
| FY 2021 | $507 | $568 | $728 | $993 | $1,034 | +6.1% |
| FY 2022 | $543 | $576 | $740 | $988 | $1,119 | +1.6% |
| FY 2023 | $604 | $616 | $797 | $1,034 | $1,298 | +7.7% |
| FY 2024 | $685 | $690 | $906 | $1,148 | $1,471 | +13.7% |
| FY 2025 | $707 | $712 | $934 | $1,170 | $1,493 | +3.1% |
| FY 2026 | $717 | $722 | $947 | $1,188 | $1,461 | +1.4% |
| FY 2027 | $721 | $725 | $949 | $1,195 | $1,363 | +0.2% |
Nearby counties
Questions people ask
$947 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $717 for a studio, $722 for one bedroom, $1,188 for three and $1,461 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Muskogee actually go for?
HUD's number is one input. Search any address in Muskogee for a rent estimate built from nearby comps. 3 free searches, no card.
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