HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Delaware County, Oklahoma (FY 2026)
HUD's FY 2026 Fair Market Rent for a two-bedroom in Delaware County is $944 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
2 bedroom FMR
$944
FY 2026, utilities included
Payment standard range
$850 to $1,038
90% to 110% of FMR
Income to afford 2BR
$37,760
per year, at 30% of income
Rank in Oklahoma
33rd of 77
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Delaware moves to $980. That's up 4%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Delaware actually rent for?
Search any address in Delaware for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $718 | $646 to $790 | $28,720 | $13.81/hr | +3.0% |
| 1 bedroom | $722 | $650 to $794 | $28,880 | $13.88/hr | +2.8% |
| 2 bedroom | $944 | $850 to $1,038 | $37,760 | $18.15/hr | +2.5% |
| 3 bedroom | $1,191 | $1,072 to $1,310 | $47,640 | $22.90/hr | +5.0% |
| 4 bedroom | $1,331 | $1,198 to $1,464 | $53,240 | $25.60/hr | -4.9% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,531 | $1,378 to $1,684 |
| 6 bedroom Estimate | $1,730 | $1,557 to $1,903 |
| 7 bedroom Estimate | $1,930 | $1,737 to $2,123 |
| 8 bedroom Estimate | $2,130 | $1,917 to $2,343 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Delaware, that runs from $718 for a studio up to $1,331 for four bedrooms, all five rates in the table above.
Because Delaware sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Grove included.
Among Oklahoma's 77 counties, Delaware ranks 33rd for two-bedroom FMR. That's within a couple percent of the state median of $937 and about 7% below the national median county at $1,018. About 40,791 people live here, 25th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $940 in 74338 (Colcord) and $1,080 in 74342 (Eucha), with the 8 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Delaware somewhere between $850 and $1,038. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$944 a month is affordable, by HUD's 30% rule, on an income of roughly $37,760 a year. Put another way, $18 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($850) | HAP at 100% ($944) | HAP at 110% ($1,038) |
|---|---|---|---|---|
| $2,500 | $750 | $100 | $194 | $288 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 2% from FY 2025 ($921) to FY 2026 ($944). Since FY 2020 it's up 38% in total, about 5.5% a year. The Oklahoma median moved up 3% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $494 | $521 | $686 | $878 | $1,059 | — |
| FY 2021 | $509 | $552 | $728 | $909 | $1,143 | +6.1% |
| FY 2022 | $504 | $569 | $749 | $926 | $1,157 | +2.9% |
| FY 2023 | $629 | $633 | $833 | $1,014 | $1,316 | +11.2% |
| FY 2024 | $725 | $726 | $954 | $1,153 | $1,482 | +14.5% |
| FY 2025 | $697 | $702 | $921 | $1,134 | $1,400 | -3.5% |
| FY 2026 | $718 | $722 | $944 | $1,191 | $1,331 | +2.5% |
| FY 2027 | $772 | $777 | $980 | $1,266 | $1,321 | +3.8% |
Nearby counties
Questions people ask
$944 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $718 for a studio, $722 for one bedroom, $1,191 for three and $1,331 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Delaware actually go for?
HUD's number is one input. Search any address in Delaware for a rent estimate built from nearby comps. 3 free searches, no card.
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