HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Cleveland County, Oklahoma (FY 2026)
A two-bedroom in Cleveland County carries a FY 2026 Fair Market Rent of $1,244 a month, effective October 1, 2025 through September 30, 2026. Everything Section 8 pays in Cleveland keys off that figure.
2 bedroom FMR
$1,244
FY 2026, utilities included
Payment standard range
$1,120 to $1,368
90% to 110% of FMR
Income to afford 2BR
$49,760
per year, at 30% of income
Rank in Oklahoma
2nd of 77
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Cleveland moves to $1,264. That's up 2%. The full FY 2027 table is in the history section below.
Market check
Two-bedrooms in Oklahoma City are asking $1,180. HUD says $1,244.
That's 5% below the county FMR. Median asking rent across 20 Oklahoma City ZIP codes with active 2BR listings. FMR includes utilities and asking rents usually don't, so the true gap is a little smaller.
Comps for a specific address
A rent estimate built from nearby listings, next to the HUD number.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $939 | $845 to $1,033 | $37,560 | $18.06/hr | +6.0% |
| 1 bedroom | $1,017 | $915 to $1,119 | $40,680 | $19.56/hr | +5.8% |
| 2 bedroom | $1,244 | $1,120 to $1,368 | $49,760 | $23.92/hr | +5.4% |
| 3 bedroom | $1,675 | $1,508 to $1,843 | $67,000 | $32.21/hr | +6.3% |
| 4 bedroom | $1,857 | $1,671 to $2,043 | $74,280 | $35.71/hr | +8.0% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,136 | $1,922 to $2,350 |
| 6 bedroom Estimate | $2,414 | $2,173 to $2,655 |
| 7 bedroom Estimate | $2,693 | $2,424 to $2,962 |
| 8 bedroom Estimate | $2,971 | $2,674 to $3,268 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Cleveland, that runs from $939 for a studio up to $1,857 for four bedrooms, all five rates in the table above.
This is a metro rate. The county doesn't get one of its own. HUD lumps Cleveland in with 4 other counties in the Oklahoma City metro, Oklahoma County, Canadian County, Logan County among them, and every one of them gets $1,244 for a two-bedroom. Where you are inside the metro doesn't change the county number. It does change the ZIP number, covered below.
Among Oklahoma's 77 counties, Cleveland ranks 2nd for two-bedroom FMR. That's about 33% above the state median of $937 and about 22% above the national median county at $1,018. About 295,060 people live here, 3rd in the state.
Counties sharing the Oklahoma City metro rate
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,060 in 73051 (Lexington) and $1,640 in 73170 (Oklahoma City), with the 13 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 73019 | Norman | $1,290 | +3.7% |
| 73026 | Norman | $1,200 | -3.5% |
| 73051 | Lexington | $1,060 | -14.8% |
| 73068 | Noble | $1,260 | +1.3% |
| 73069 | Norman | $1,210 | -2.7% |
| 73070 | Norman | $1,290 | +3.7% |
| 73071 | Norman | $1,290 | +3.7% |
| 73072 | Norman | $1,320 | +6.1% |
| 73139 | Oklahoma City | $1,070 | -14.0% |
| 73160 | Oklahoma City | $1,340 | +7.7% |
| 73165 | Oklahoma City | $1,220 | -1.9% |
| 73170 | Oklahoma City | $1,640 | +31.8% |
| 73173 | Oklahoma City | $1,340 | +7.7% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Cleveland somewhere between $1,120 and $1,368. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,244 a month is affordable, by HUD's 30% rule, on an income of roughly $49,760 a year. Put another way, $24 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,120) | HAP at 100% ($1,244) | HAP at 110% ($1,368) |
|---|---|---|---|---|
| $2,500 | $750 | $370 | $494 | $618 |
| $4,000 | $1,200 | $0 | $44 | $168 |
Rate history
The two-bedroom rate went up 5% from FY 2025 ($1,180) to FY 2026 ($1,244). Since FY 2020 it's up 37% in total, about 5.4% a year. The Oklahoma median moved up 3% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $684 | $724 | $906 | $1,231 | $1,506 | — |
| FY 2021 | $705 | $738 | $918 | $1,238 | $1,488 | +1.3% |
| FY 2022 | $716 | $746 | $927 | $1,239 | $1,455 | +1.0% |
| FY 2023 | $775 | $821 | $1,016 | $1,353 | $1,536 | +9.6% |
| FY 2024 | $824 | $884 | $1,091 | $1,454 | $1,605 | +7.4% |
| FY 2025 | $886 | $961 | $1,180 | $1,575 | $1,719 | +8.2% |
| FY 2026 | $939 | $1,017 | $1,244 | $1,675 | $1,857 | +5.4% |
| FY 2027 | $958 | $1,040 | $1,264 | $1,713 | $1,923 | +1.6% |
Nearby counties
McClain County
$1,24414 mi · pop 42,393
Oklahoma County
$1,24418 mi · pop 795,822
Grady County
$1,00429 mi · pop 55,314
Pottawatomie County
$93729 mi · pop 72,734
Canadian County
$1,24431 mi · pop 156,681
Garvin County
$93737 mi · pop 25,806
Lincoln County
$93745 mi · pop 33,734
Seminole County
$93746 mi · pop 23,592
Questions people ask
$1,244 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $939 for a studio, $1,017 for one bedroom, $1,675 for three and $1,857 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Cleveland actually go for?
HUD's number is one input. Search any address in Cleveland for a rent estimate built from nearby comps. 3 free searches, no card.
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