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HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026

Fair Market Rent in Sargent County, North Dakota (FY 2026)

$935 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Sargent County, and it's the baseline every voucher in Sargent is measured against.

2 bedroom FMR

$935

FY 2026, utilities included

Payment standard range

$842 to $1,029

90% to 110% of FMR

Income to afford 2BR

$37,400

per year, at 30% of income

Rank in North Dakota

20th of 53

by 2BR FMR

FY 2027 published

HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Sargent moves to $1,080. That's up 16%. The full FY 2027 table is in the history section below.

HUD's number is one input. What does a two-bedroom in Sargent actually rent for?

Search any address in Sargent for a rent estimate built from nearby comps, with the HUD figure right next to it.

FY 2026 Fair Market Rents

BedroomsFMRPayment standardIncome neededHourly wagevs FY 2025
Studio$814$733 to $895$32,560$15.65/hr+6.1%
1 bedroom$816$734 to $898$32,640$15.69/hr+5.8%
2 bedroom$935$842 to $1,029$37,400$17.98/hr+0.8%
3 bedroom$1,261$1,135 to $1,387$50,440$24.25/hr-1.7%
4 bedroom$1,569$1,412 to $1,726$62,760$30.17/hr+0.7%
5 to 8 bedrooms (PropMetrics estimates)

HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.

BedroomsEstimated FMRPayment standard
5 bedroom Estimate$1,804$1,624 to $1,984
6 bedroom Estimate$2,040$1,836 to $2,244
7 bedroom Estimate$2,275$2,048 to $2,503
8 bedroom Estimate$2,510$2,259 to $2,761

Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov

Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Sargent, that runs from $814 for a studio up to $1,569 for four bedrooms, all five rates in the table above.

Because Sargent sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Cayuga included.

Among North Dakota's 53 counties, Sargent ranks 20th for two-bedroom FMR. That's about 7% above the state median of $873 and about 8% below the national median county at $1,018. About 3,828 people live here, 30th in the state.

Rates by ZIP code

Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $870 in 58032 (Forman) and $980 in 58069 (Stirum), with the 8 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.

ZIPCity2BR ratevs county
58013Cayuga$890-4.8%
58017Cogswell$900-3.7%
58032Forman$870-7.0%
58040Gwinner$960+2.7%
58043Havana$890-4.8%
58060Milnor$950+1.6%
58067Rutland$870-7.0%
58069Stirum$980+4.8%

What a voucher pays here

The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Sargent somewhere between $842 and $1,029. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.

$935 a month is affordable, by HUD's 30% rule, on an income of roughly $37,400 a year. Put another way, $18 an hour full time.

Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.

Monthly household incomeTenant pays (30%)HAP at 90% ($842)HAP at 100% ($935)HAP at 110% ($1,029)
$2,500$750$92$185$279
$4,000$1,200$0$0$0

Rate history

The two-bedroom rate went up 1% from FY 2025 ($928) to FY 2026 ($935). Since FY 2020 it's up 31% in total, about 4.6% a year. The North Dakota median moved down 6% over the same year.

YearStudio1 BR2 BR3 BR4 BR2BR change
FY 2020$601$605$714$1,030$1,150
FY 2021$616$619$734$1,015$1,119+2.8%
FY 2022$602$606$757$1,017$1,098+3.1%
FY 2023$644$648$826$1,099$1,139+9.1%
FY 2024$653$657$859$1,140$1,144+4.0%
FY 2025$767$771$928$1,283$1,558+8.0%
FY 2026$814$816$935$1,261$1,569+0.8%
FY 2027$952$992$1,080$1,495$1,805+15.5%

Nearby counties

Get next year's Sargent County rates the day they publish

HUD updates Fair Market Rents every October. One email a year, no newsletter.

Questions people ask

$935 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $814 for a studio, $816 for one bedroom, $1,261 for three and $1,569 for four.

Tools for this county

What does a rental in Sargent actually go for?

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