HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Moore County, North Carolina (FY 2026)
HUD's FY 2026 Fair Market Rent for a two-bedroom in Moore County is $1,358 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
2 bedroom FMR
$1,358
FY 2026, utilities included
Payment standard range
$1,222 to $1,494
90% to 110% of FMR
Income to afford 2BR
$54,320
per year, at 30% of income
Rank in North Carolina
19th of 100
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Moore moves to $1,223. That's down 10%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Moore actually rent for?
Search any address in Moore for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $1,157 | $1,041 to $1,273 | $46,280 | $22.25/hr | +17.3% |
| 1 bedroom | $1,239 | $1,115 to $1,363 | $49,560 | $23.83/hr | +20.9% |
| 2 bedroom | $1,358 | $1,222 to $1,494 | $54,320 | $26.12/hr | +19.6% |
| 3 bedroom | $1,889 | $1,700 to $2,078 | $75,560 | $36.33/hr | +18.8% |
| 4 bedroom | $2,278 | $2,050 to $2,506 | $91,120 | $43.81/hr | +19.5% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,620 | $2,358 to $2,882 |
| 6 bedroom Estimate | $2,961 | $2,665 to $3,257 |
| 7 bedroom Estimate | $3,303 | $2,973 to $3,633 |
| 8 bedroom Estimate | $3,645 | $3,281 to $4,010 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Moore, that runs from $1,157 for a studio up to $2,278 for four bedrooms, all five rates in the table above.
Moore is its own HUD metro area (Pinehurst-Southern Pines, NC), so the rate here is set from rents inside the county rather than a wider region.
Among North Carolina's 100 counties, Moore ranks 19th for two-bedroom FMR. That's about 25% above the state median of $1,086 and about 33% above the national median county at $1,018. About 100,759 people live here, 28th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,030 in 27259 (Highfalls) and $1,990 in 28374 (Pinehurst), with the 15 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 27242 | Eagle Springs | $1,110 | -18.3% |
| 27259 | Highfalls | $1,030 | -24.2% |
| 27281 | Jackson Springs | $1,140 | -16.1% |
| 27325 | Robbins | $1,330 | -2.1% |
| 27376 | West End | $1,080 | -20.5% |
| 28315 | Aberdeen | $1,160 | -14.6% |
| 28326 | Cameron | $1,440 | +6.0% |
| 28327 | Carthage | $1,640 | +20.8% |
| 28350 | Lakeview | $1,620 | +19.3% |
| 28370 | Pinehurst | $1,360 | +0.1% |
| 28373 | Pinebluff | $1,170 | -13.8% |
| 28374 | Pinehurst | $1,990 | +46.5% |
| 28387 | Southern Pines | $1,350 | -0.6% |
| 28388 | Southern Pines | $1,360 | +0.1% |
| 28394 | Vass | $1,720 | +26.7% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Moore somewhere between $1,222 and $1,494. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,358 a month is affordable, by HUD's 30% rule, on an income of roughly $54,320 a year. Put another way, $26 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,222) | HAP at 100% ($1,358) | HAP at 110% ($1,494) |
|---|---|---|---|---|
| $2,500 | $750 | $472 | $608 | $744 |
| $4,000 | $1,200 | $22 | $158 | $294 |
Rate history
The two-bedroom rate went up 20% from FY 2025 ($1,135) to FY 2026 ($1,358). Since FY 2020 it's up 68% in total, about 9.0% a year. The North Carolina median moved up 4% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $666 | $710 | $808 | $1,049 | $1,419 | — |
| FY 2021 | $643 | $687 | $783 | $1,050 | $1,356 | -3.1% |
| FY 2022 | $695 | $744 | $848 | $1,168 | $1,451 | +8.3% |
| FY 2023 | $774 | $808 | $913 | $1,276 | $1,555 | +7.7% |
| FY 2024 | $863 | $886 | $995 | $1,402 | $1,689 | +9.0% |
| FY 2025 | $986 | $1,025 | $1,135 | $1,590 | $1,906 | +14.1% |
| FY 2026 | $1,157 | $1,239 | $1,358 | $1,889 | $2,278 | +19.6% |
| FY 2027 | $1,042 | $1,116 | $1,223 | $1,701 | $2,051 | -9.9% |
Nearby counties
Questions people ask
$1,358 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $1,157 for a studio, $1,239 for one bedroom, $1,889 for three and $2,278 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Moore actually go for?
HUD's number is one input. Search any address in Moore for a rent estimate built from nearby comps. 3 free searches, no card.
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