HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Bertie County, North Carolina (FY 2026)
A two-bedroom in Bertie County carries a FY 2026 Fair Market Rent of $1,044 a month, effective October 1, 2025 through September 30, 2026. Everything Section 8 pays in Bertie keys off that figure.
2 bedroom FMR
$1,044
FY 2026, utilities included
Payment standard range
$940 to $1,148
90% to 110% of FMR
Income to afford 2BR
$41,760
per year, at 30% of income
Rank in North Carolina
53rd of 100
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Bertie moves to $1,081. That's up 4%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Bertie actually rent for?
Search any address in Bertie for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $790 | $711 to $869 | $31,600 | $15.19/hr | -0.9% |
| 1 bedroom | $796 | $716 to $876 | $31,840 | $15.31/hr | -0.7% |
| 2 bedroom | $1,044 | $940 to $1,148 | $41,760 | $20.08/hr | -0.8% |
| 3 bedroom | $1,252 | $1,127 to $1,377 | $50,080 | $24.08/hr | -1.2% |
| 4 bedroom | $1,449 | $1,304 to $1,594 | $57,960 | $27.87/hr | -1.0% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,666 | $1,499 to $1,833 |
| 6 bedroom Estimate | $1,884 | $1,696 to $2,072 |
| 7 bedroom Estimate | $2,101 | $1,891 to $2,311 |
| 8 bedroom Estimate | $2,318 | $2,086 to $2,550 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Bertie, that runs from $790 for a studio up to $1,449 for four bedrooms, all five rates in the table above.
Because Bertie sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Aulander included.
Among North Carolina's 100 counties, Bertie ranks 53rd for two-bedroom FMR. That's about 4% below the state median of $1,086 and about 3% above the national median county at $1,018. About 17,818 people live here, 84th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $950 in 27805 (Aulander) and $1,380 in 27847 (Kelford), with the 8 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Bertie somewhere between $940 and $1,148. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,044 a month is affordable, by HUD's 30% rule, on an income of roughly $41,760 a year. Put another way, $20 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($940) | HAP at 100% ($1,044) | HAP at 110% ($1,148) |
|---|---|---|---|---|
| $2,500 | $750 | $190 | $294 | $398 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went down 1% from FY 2025 ($1,052) to FY 2026 ($1,044). Since FY 2020 it's up 56% in total, about 7.6% a year. The North Carolina median moved up 4% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $573 | $589 | $671 | $851 | $957 | — |
| FY 2021 | $530 | $533 | $693 | $883 | $986 | +3.3% |
| FY 2022 | $547 | $550 | $724 | $925 | $1,120 | +4.5% |
| FY 2023 | $582 | $586 | $771 | $943 | $1,214 | +6.5% |
| FY 2024 | $683 | $688 | $904 | $1,093 | $1,336 | +17.3% |
| FY 2025 | $797 | $802 | $1,052 | $1,267 | $1,464 | +16.4% |
| FY 2026 | $790 | $796 | $1,044 | $1,252 | $1,449 | -0.8% |
| FY 2027 | $821 | $826 | $1,081 | $1,288 | $1,432 | +3.5% |
Nearby counties
Questions people ask
$1,044 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $790 for a studio, $796 for one bedroom, $1,252 for three and $1,449 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Bertie actually go for?
HUD's number is one input. Search any address in Bertie for a rent estimate built from nearby comps. 3 free searches, no card.
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