HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Roosevelt County, New Mexico (FY 2026)
A two-bedroom in Roosevelt County carries a FY 2026 Fair Market Rent of $975 a month, effective October 1, 2025 through September 30, 2026. Everything Section 8 pays in Roosevelt keys off that figure.
2 bedroom FMR
$975
FY 2026, utilities included
Payment standard range
$878 to $1,073
90% to 110% of FMR
Income to afford 2BR
$39,000
per year, at 30% of income
Rank in New Mexico
22nd of 33
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Roosevelt moves to $1,014. That's up 4%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Roosevelt actually rent for?
Search any address in Roosevelt for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $725 | $653 to $798 | $29,000 | $13.94/hr | +6.9% |
| 1 bedroom | $772 | $695 to $849 | $30,880 | $14.85/hr | +8.6% |
| 2 bedroom | $975 | $878 to $1,073 | $39,000 | $18.75/hr | +4.5% |
| 3 bedroom | $1,356 | $1,220 to $1,492 | $54,240 | $26.08/hr | +3.7% |
| 4 bedroom | $1,636 | $1,472 to $1,800 | $65,440 | $31.46/hr | +4.4% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,881 | $1,693 to $2,069 |
| 6 bedroom Estimate | $2,127 | $1,914 to $2,340 |
| 7 bedroom Estimate | $2,372 | $2,135 to $2,609 |
| 8 bedroom Estimate | $2,618 | $2,356 to $2,880 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Roosevelt, that runs from $725 for a studio up to $1,636 for four bedrooms, all five rates in the table above.
Because Roosevelt sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Causey included.
Among New Mexico's 33 counties, Roosevelt ranks 22nd for two-bedroom FMR. That's about 6% below the state median of $1,040 and about 4% below the national median county at $1,018. About 19,142 people live here, 21st in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $970 in 88118 (Floyd) and $1,010 in 88116 (Elida), with the 9 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Roosevelt somewhere between $878 and $1,073. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$975 a month is affordable, by HUD's 30% rule, on an income of roughly $39,000 a year. Put another way, $19 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($878) | HAP at 100% ($975) | HAP at 110% ($1,073) |
|---|---|---|---|---|
| $2,500 | $750 | $128 | $225 | $323 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 5% from FY 2025 ($933) to FY 2026 ($975). Since FY 2020 it's up 24% in total, about 3.7% a year. The New Mexico median moved up 11% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $591 | $595 | $784 | $1,117 | $1,268 | — |
| FY 2021 | $648 | $653 | $860 | $1,164 | $1,295 | +9.7% |
| FY 2022 | $597 | $598 | $787 | $1,048 | $1,251 | -8.5% |
| FY 2023 | $629 | $653 | $860 | $1,134 | $1,430 | +9.3% |
| FY 2024 | $660 | $703 | $924 | $1,267 | $1,568 | +7.4% |
| FY 2025 | $678 | $711 | $933 | $1,307 | $1,567 | +1.0% |
| FY 2026 | $725 | $772 | $975 | $1,356 | $1,636 | +4.5% |
| FY 2027 | $807 | $818 | $1,014 | $1,404 | $1,695 | +4.0% |
Nearby counties
Questions people ask
$975 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $725 for a studio, $772 for one bedroom, $1,356 for three and $1,636 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Roosevelt actually go for?
HUD's number is one input. Search any address in Roosevelt for a rent estimate built from nearby comps. 3 free searches, no card.
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