HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Coos County, New Hampshire (FY 2026)
A two-bedroom in Coos County carries a FY 2026 Fair Market Rent of $1,287 a month, effective October 1, 2025 through September 30, 2026. Everything Section 8 pays in Coos keys off that figure.
2 bedroom FMR
$1,287
FY 2026, utilities included
Payment standard range
$1,158 to $1,416
90% to 110% of FMR
Income to afford 2BR
$51,480
per year, at 30% of income
Rank in New Hampshire
10th of 10
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Coos moves to $1,195. That's down 7%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Coos actually rent for?
Search any address in Coos for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $988 | $889 to $1,087 | $39,520 | $19.00/hr | +21.7% |
| 1 bedroom | $994 | $895 to $1,093 | $39,760 | $19.12/hr | +21.7% |
| 2 bedroom | $1,287 | $1,158 to $1,416 | $51,480 | $24.75/hr | +20.1% |
| 3 bedroom | $1,702 | $1,532 to $1,872 | $68,080 | $32.73/hr | +20.2% |
| 4 bedroom | $1,708 | $1,537 to $1,879 | $68,320 | $32.85/hr | +20.2% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,964 | $1,768 to $2,160 |
| 6 bedroom Estimate | $2,220 | $1,998 to $2,442 |
| 7 bedroom Estimate | $2,477 | $2,229 to $2,725 |
| 8 bedroom Estimate | $2,733 | $2,460 to $3,006 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Coos, that runs from $988 for a studio up to $1,708 for four bedrooms, all five rates in the table above.
Because Coos sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Berlin included.
Among New Hampshire's 10 counties, Coos ranks 10th for two-bedroom FMR. That's about 33% below the state median of $1,918 and about 26% above the national median county at $1,018. About 31,386 people live here, 10th in the state.
Rates by town
New Hampshire publishes Fair Market Rents town by town instead of by county. All 43 towns in Coos County share the same rate for FY 2026, so the county number is the town number wherever you are.
| Town | Population | Studio | 1 BR | 2 BR | 3 BR | 4 BR |
|---|---|---|---|---|---|---|
| Berlin city | 9,473 | $988 | $994 | $1,287 | $1,702 | $1,708 |
| Lancaster town | 3,227 | $988 | $994 | $1,287 | $1,702 | $1,708 |
| Gorham town | 2,695 | $988 | $994 | $1,287 | $1,702 | $1,708 |
| Whitefield town | 2,497 | $988 | $994 | $1,287 | $1,702 | $1,708 |
| Northumberland town | 1,900 | $988 | $994 | $1,287 | $1,702 | $1,708 |
| Colebrook town | 1,871 | $988 | $994 | $1,287 | $1,702 | $1,708 |
| Milan town | 1,354 | $988 | $994 | $1,287 | $1,702 | $1,708 |
| Jefferson town | 1,012 | $988 | $994 | $1,287 | $1,702 | $1,708 |
| Stewartstown town | 1,012 | $988 | $994 | $1,287 | $1,702 | $1,708 |
| Dalton town | 964 | $988 | $994 | $1,287 | $1,702 | $1,708 |
| Stratford town | 832 | $988 | $994 | $1,287 | $1,702 | $1,708 |
| Carroll town | 715 | $988 | $994 | $1,287 | $1,702 | $1,708 |
| Columbia town | 710 | $988 | $994 | $1,287 | $1,702 | $1,708 |
| Pittsburg town | 691 | $988 | $994 | $1,287 | $1,702 | $1,708 |
| Stark town | 519 | $988 | $994 | $1,287 | $1,702 | $1,708 |
| Shelburne town | 515 | $988 | $994 | $1,287 | $1,702 | $1,708 |
| Randolph town | 381 | $988 | $994 | $1,287 | $1,702 | $1,708 |
| Dummer town | 320 | $988 | $994 | $1,287 | $1,702 | $1,708 |
| Errol town | 296 | $988 | $994 | $1,287 | $1,702 | $1,708 |
| Clarksville town | 281 | $988 | $994 | $1,287 | $1,702 | $1,708 |
| Sargents purchase | 42 | $988 | $994 | $1,287 | $1,702 | $1,708 |
| Greens grant | 25 | $988 | $994 | $1,287 | $1,702 | $1,708 |
| Cambridge township | 21 | $988 | $994 | $1,287 | $1,702 | $1,708 |
| Wentworth location | 12 | $988 | $994 | $1,287 | $1,702 | $1,708 |
| Dixville township | 8 | $988 | $994 | $1,287 | $1,702 | $1,708 |
| Pinkhams grant | 8 | $988 | $994 | $1,287 | $1,702 | $1,708 |
| Millsfield township | 5 | $988 | $994 | $1,287 | $1,702 | $1,708 |
| Atkinson and Gilmanton Academy grant | 0 | $988 | $994 | $1,287 | $1,702 | $1,708 |
| Beans grant | 0 | $988 | $994 | $1,287 | $1,702 | $1,708 |
| Beans purchase | 0 | $988 | $994 | $1,287 | $1,702 | $1,708 |
| Chandlers purchase | 0 | $988 | $994 | $1,287 | $1,702 | $1,708 |
| Crawfords purchase | 0 | $988 | $994 | $1,287 | $1,702 | $1,708 |
| Cutts grant | 0 | $988 | $994 | $1,287 | $1,702 | $1,708 |
| Dixs grant | 0 | $988 | $994 | $1,287 | $1,702 | $1,708 |
| Ervings location | 0 | $988 | $994 | $1,287 | $1,702 | $1,708 |
| Hadleys purchase | 0 | $988 | $994 | $1,287 | $1,702 | $1,708 |
| Kilkenny township | 0 | $988 | $994 | $1,287 | $1,702 | $1,708 |
| Low and Burbanks grant | 0 | $988 | $994 | $1,287 | $1,702 | $1,708 |
| Martins location | 0 | $988 | $994 | $1,287 | $1,702 | $1,708 |
| Odell township | 0 | $988 | $994 | $1,287 | $1,702 | $1,708 |
| Second College grant | 0 | $988 | $994 | $1,287 | $1,702 | $1,708 |
| Success township | 0 | $988 | $994 | $1,287 | $1,702 | $1,708 |
| Thompson and Meserves purchase | 0 | $988 | $994 | $1,287 | $1,702 | $1,708 |
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,100 in 03581 (Gorham) and $1,930 in 03593 (Randolph), with the 16 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 03570 | Berlin | $1,250 | -2.9% |
| 03575 | Bretton Woods | $1,610 | +25.1% |
| 03576 | Colebrook | $1,260 | -2.1% |
| 03579 | Errol | $1,430 | +11.1% |
| 03581 | Gorham | $1,100 | -14.5% |
| 03582 | Groveton | $1,330 | +3.3% |
| 03583 | Jefferson | $1,200 | -6.8% |
| 03584 | Lancaster | $1,320 | +2.6% |
| 03588 | Milan | $1,480 | +15.0% |
| 03589 | Mount Washington | $1,290 | +0.2% |
| 03590 | North Stratford | $1,330 | +3.3% |
| 03592 | Pittsburg | $1,480 | +15.0% |
| 03593 | Randolph | $1,930 | +50.0% |
| 03595 | Twin Mountain | $1,500 | +16.6% |
| 03597 | West Stewartstown | $1,430 | +11.1% |
| 03598 | Whitefield | $1,430 | +11.1% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Coos somewhere between $1,158 and $1,416. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,287 a month is affordable, by HUD's 30% rule, on an income of roughly $51,480 a year. Put another way, $25 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,158) | HAP at 100% ($1,287) | HAP at 110% ($1,416) |
|---|---|---|---|---|
| $2,500 | $750 | $408 | $537 | $666 |
| $4,000 | $1,200 | $0 | $87 | $216 |
Rate history
The two-bedroom rate went up 20% from FY 2025 ($1,072) to FY 2026 ($1,287). Since FY 2020 it's up 67% in total, about 9.0% a year. The New Hampshire median moved up 25% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $549 | $660 | $769 | $971 | $1,163 | — |
| FY 2021 | $531 | $685 | $792 | $994 | $1,231 | +3.0% |
| FY 2022 | $591 | $740 | $862 | $1,100 | $1,331 | +8.8% |
| FY 2023 | $647 | $779 | $950 | $1,244 | $1,367 | +10.2% |
| FY 2024 | $654 | $748 | $960 | $1,275 | $1,280 | +1.1% |
| FY 2025 | $812 | $817 | $1,072 | $1,416 | $1,421 | +11.7% |
| FY 2026 | $988 | $994 | $1,287 | $1,702 | $1,708 | +20.1% |
| FY 2027 | $940 | $946 | $1,195 | $1,587 | $1,593 | -7.1% |
Nearby counties
Carroll County
$1,70953 mi · pop 51,259
Grafton County
$1,90954 mi · pop 91,759
Belknap County
$1,80073 mi · pop 64,300
Merrimack County
$1,97489 mi · pop 155,018
Strafford County
$2,19491 mi · pop 131,743
Sullivan County
$1,74792 mi · pop 43,529
Rockingham County
$2,256111 mi · pop 317,163
Hillsborough County
$2,058116 mi · pop 424,732
Questions people ask
$1,287 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $988 for a studio, $994 for one bedroom, $1,702 for three and $1,708 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Coos actually go for?
HUD's number is one input. Search any address in Coos for a rent estimate built from nearby comps. 3 free searches, no card.
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