HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Roosevelt County, Montana (FY 2026)
A two-bedroom in Roosevelt County carries a FY 2026 Fair Market Rent of $1,201 a month, effective October 1, 2025 through September 30, 2026. Everything Section 8 pays in Roosevelt keys off that figure.
2 bedroom FMR
$1,201
FY 2026, utilities included
Payment standard range
$1,081 to $1,321
90% to 110% of FMR
Income to afford 2BR
$48,040
per year, at 30% of income
Rank in Montana
39th of 56
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Roosevelt moves to $1,203. That's unchanged. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Roosevelt actually rent for?
Search any address in Roosevelt for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $909 | $818 to $1,000 | $36,360 | $17.48/hr | +7.2% |
| 1 bedroom | $915 | $824 to $1,007 | $36,600 | $17.60/hr | +3.2% |
| 2 bedroom | $1,201 | $1,081 to $1,321 | $48,040 | $23.10/hr | +3.2% |
| 3 bedroom | $1,440 | $1,296 to $1,584 | $57,600 | $27.69/hr | +2.7% |
| 4 bedroom | $1,942 | $1,748 to $2,136 | $77,680 | $37.35/hr | +4.6% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,233 | $2,010 to $2,456 |
| 6 bedroom Estimate | $2,525 | $2,273 to $2,778 |
| 7 bedroom Estimate | $2,816 | $2,534 to $3,098 |
| 8 bedroom Estimate | $3,107 | $2,796 to $3,418 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Roosevelt, that runs from $909 for a studio up to $1,942 for four bedrooms, all five rates in the table above.
Because Roosevelt sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Wolf Point included.
Among Montana's 56 counties, Roosevelt ranks 39th for two-bedroom FMR. That's about 8% below the state median of $1,307 and about 18% above the national median county at $1,018. About 10,799 people live here, 20th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,210 in 59242 (Homestead) and $1,530 in 59218 (Culbertson), with the 7 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Roosevelt somewhere between $1,081 and $1,321. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,201 a month is affordable, by HUD's 30% rule, on an income of roughly $48,040 a year. Put another way, $23 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,081) | HAP at 100% ($1,201) | HAP at 110% ($1,321) |
|---|---|---|---|---|
| $2,500 | $750 | $331 | $451 | $571 |
| $4,000 | $1,200 | $0 | $1 | $121 |
Rate history
The two-bedroom rate went up 3% from FY 2025 ($1,164) to FY 2026 ($1,201). Since FY 2020 it's up 53% in total, about 7.3% a year. The Montana median moved up 3% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $542 | $597 | $786 | $979 | $1,065 | — |
| FY 2021 | $603 | $607 | $800 | $995 | $1,251 | +1.8% |
| FY 2022 | $590 | $594 | $782 | $967 | $1,336 | -2.3% |
| FY 2023 | $606 | $633 | $833 | $1,014 | $1,419 | +6.5% |
| FY 2024 | $647 | $689 | $905 | $1,094 | $1,425 | +8.6% |
| FY 2025 | $848 | $887 | $1,164 | $1,402 | $1,857 | +28.6% |
| FY 2026 | $909 | $915 | $1,201 | $1,440 | $1,942 | +3.2% |
| FY 2027 | $917 | $923 | $1,203 | $1,433 | $1,976 | +0.2% |
Nearby counties
Questions people ask
$1,201 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $909 for a studio, $915 for one bedroom, $1,440 for three and $1,942 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Roosevelt actually go for?
HUD's number is one input. Search any address in Roosevelt for a rent estimate built from nearby comps. 3 free searches, no card.
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