HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Manistee County, Michigan (FY 2026)
A two-bedroom in Manistee County carries a FY 2026 Fair Market Rent of $1,048 a month, effective October 1, 2025 through September 30, 2026. Everything Section 8 pays in Manistee keys off that figure.
2 bedroom FMR
$1,048
FY 2026, utilities included
Payment standard range
$943 to $1,153
90% to 110% of FMR
Income to afford 2BR
$41,920
per year, at 30% of income
Rank in Michigan
39th of 83
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Manistee moves to $1,067. That's up 2%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Manistee actually rent for?
Search any address in Manistee for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $742 | $668 to $816 | $29,680 | $14.27/hr | -0.4% |
| 1 bedroom | $799 | $719 to $879 | $31,960 | $15.37/hr | +6.5% |
| 2 bedroom | $1,048 | $943 to $1,153 | $41,920 | $20.15/hr | +6.5% |
| 3 bedroom | $1,332 | $1,199 to $1,465 | $53,280 | $25.62/hr | +7.7% |
| 4 bedroom | $1,388 | $1,249 to $1,527 | $55,520 | $26.69/hr | +6.4% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,596 | $1,436 to $1,756 |
| 6 bedroom Estimate | $1,804 | $1,624 to $1,984 |
| 7 bedroom Estimate | $2,013 | $1,812 to $2,214 |
| 8 bedroom Estimate | $2,221 | $1,999 to $2,443 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Manistee, that runs from $742 for a studio up to $1,388 for four bedrooms, all five rates in the table above.
Because Manistee sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Arcadia included.
Among Michigan's 83 counties, Manistee ranks 39th for two-bedroom FMR. That's within a couple percent of the state median of $1,033 and about 3% above the national median county at $1,018. About 25,058 people live here, 58th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $970 in 49675 (Onekama) and $1,350 in 49619 (Brethren), with the 10 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Manistee somewhere between $943 and $1,153. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,048 a month is affordable, by HUD's 30% rule, on an income of roughly $41,920 a year. Put another way, $20 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($943) | HAP at 100% ($1,048) | HAP at 110% ($1,153) |
|---|---|---|---|---|
| $2,500 | $750 | $193 | $298 | $403 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 7% from FY 2025 ($984) to FY 2026 ($1,048). Since FY 2020 it's up 47% in total, about 6.6% a year. The Michigan median moved up 7% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $495 | $541 | $713 | $946 | $966 | — |
| FY 2021 | $542 | $600 | $791 | $1,029 | $1,073 | +10.9% |
| FY 2022 | $639 | $643 | $846 | $1,072 | $1,147 | +7.0% |
| FY 2023 | $691 | $696 | $916 | $1,143 | $1,231 | +8.3% |
| FY 2024 | $774 | $779 | $1,024 | $1,267 | $1,364 | +11.8% |
| FY 2025 | $745 | $750 | $984 | $1,237 | $1,305 | -3.9% |
| FY 2026 | $742 | $799 | $1,048 | $1,332 | $1,388 | +6.5% |
| FY 2027 | $761 | $822 | $1,067 | $1,360 | $1,402 | +1.8% |
Nearby counties
Questions people ask
$1,048 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $742 for a studio, $799 for one bedroom, $1,332 for three and $1,388 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Manistee actually go for?
HUD's number is one input. Search any address in Manistee for a rent estimate built from nearby comps. 3 free searches, no card.
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