How much will Section 8 pay for rent in Gratiot County?

Up to the housing authority's payment standard, which it sets between 90% and 110% of FMR. For a two-bedroom that's $916 to $1,120. The voucher covers the gap between that standard and about 30% of the tenant's income, and it never pays more than the unit would rent for without a voucher.

Why does my ZIP code show a different Fair Market Rent than Gratiot County?

HUD publishes a second set of numbers, Small Area FMRs, for individual ZIP codes. In Gratiot those run from $1,010 to $1,200 for a two-bedroom. Housing authorities in metros HUD has designated for Small Area FMRs use the ZIP rate. The rest use the county rate. Your PHA can tell you which one applies.

When do the next Fair Market Rents for Gratiot County come out?

HUD usually publishes the new fiscal year's rates in late August or September, and they take effect October 1. This page updates as soon as the new Michigan figures are loaded.

HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027

Fair Market Rent in Gratiot County, Michigan (FY 2027)

$1,018 a month. That's HUD's FY 2027 Fair Market Rent for a two-bedroom in Gratiot County, and it's the baseline every voucher in Gratiot is measured against.

Two-bedroom FMR

$1,018

+4.6% from FY 2026

Payment standard

$916–$1,120

90% to 110% of the FMR, two-bedroom

Income to afford

$40,720

a year, with rent at 30% of income

Rank in Michigan

59th of 83

by two-bedroom FMR, highest first

FY 2027 Fair Market Rents

Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.

Bedrooms	FMR	Payment standard	Income needed	Hourly wage	vs FY 2026
Studio	$726	$653–$799	$29,040	$13.96/hr	+5.4%
1 bedroom	$778	$700–$856	$31,120	$14.96/hr	+4.9%
2 bedroom	$1,018	$916–$1,120	$40,720	$19.58/hr	+4.6%
3 bedroom	$1,344	$1,210–$1,478	$53,760	$25.85/hr	+3.1%
4 bedroom	$1,454	$1,309–$1,599	$58,160	$27.96/hr	-0.1%

Five to eight bedrooms (PropMetrics estimates)

HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.

Bedrooms	Estimated FMR	Payment standard
5 bedroom Estimate	$1,672	$1,505–$1,839
6 bedroom Estimate	$1,890	$1,701–$2,079
7 bedroom Estimate	$2,108	$1,897–$2,319
8 bedroom Estimate	$2,326	$2,093–$2,559

Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov

Market check

HUD's number is one input. What does a two-bedroom in Gratiot actually rent for?

Search any address in Gratiot for a rent estimate built from nearby comps, with the HUD figure right next to it.

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What a voucher pays here

The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Gratiot somewhere between $916 and $1,120. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.

$1,018 a month is affordable, by HUD's 30% rule, on an income of roughly $40,720 a year. Put another way, $20 an hour full time.

Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.

Monthly household income	Tenant pays (30%)	Voucher pays at 90%$916	Voucher pays at 100%$1,018	Voucher pays at 110%$1,120
$2,500	$750	$166	$268	$370
$4,000	$1,200	$0	$0	$0

Run your own numbers in the Section 8 rent calculator

Rate history

The two-bedroom rate went up 5% from FY 2026 ($973) to FY 2027 ($1,018). Since FY 2020 it's up 43% in total, about 5.2% a year. The Michigan median moved up 5% over the same year.

Fiscal year	Studio	1 BR	2 BR	3 BR	4 BR	2BR change
FY 2020	$465	$541	$713	$889	$966	—
FY 2021	$484	$557	$734	$943	$1,094	+2.9%
FY 2022	$503	$575	$757	$986	$1,240	+3.1%
FY 2023	$552	$660	$826	$1,073	$1,407	+9.1%
FY 2024	$613	$743	$905	$1,171	$1,528	+9.6%
FY 2025	$654	$737	$933	$1,227	$1,525	+3.1%
FY 2026	$689	$742	$973	$1,304	$1,455	+4.3%
FY 2027In effect	$726	$778	$1,018	$1,344	$1,454	+4.6%

About this rate

Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Gratiot, that runs from $726 for a studio up to $1,454 for four bedrooms, all five rates in the table above.

Because Gratiot sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Breckenridge included.

Among Michigan's 83 counties, Gratiot ranks 59th for two-bedroom FMR. That's about 6% below the state median of $1,085 and about 4% below the national median county at $1,063. About 41,385 people live here, 39th in the state.

Rates by ZIP code

Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,010 in 48847 (Ithaca) and $1,200 in 48871 (Perrinton), with the 15 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.

ZIP	City	2BR rate	vs county
48615	Breckenridge	$1,080	+6.1%
48662	Wheeler	$1,080	+6.1%
48801	Alma	$1,020	+0.2%
48806	Ashley	$1,120	+10.0%
48807	Bannister	$1,150	+13.0%
48830	Elm Hall	$1,020	+0.2%
48832	Elwell	$1,020	+0.2%
48847	Ithaca	$1,010	-0.8%
48856	Middleton	$1,010	-0.8%
48862	North Star	$1,010	-0.8%
48871	Perrinton	$1,200	+17.9%
48874	Pompeii	$1,120	+10.0%
48877	Riverdale	$1,090	+7.1%
48880	Saint Louis	$1,080	+6.1%
48889	Sumner	$1,190	+16.9%

Nearby counties

Two-bedroom FMR, with how each compares to Gratiot.

Clinton County

23 mi · 79,626 people

$1,323

+30%

Isabella County

23 mi · 64,565 people

$1,059

+4%

Montcalm County

26 mi · 67,816 people

$1,181

+16%

Ionia County

30 mi · 66,574 people

$1,238

+22%

Midland County

30 mi · 83,757 people

$1,205

+18%

Saginaw County

31 mi · 188,665 people

$1,141

+12%

Shiawassee County

36 mi · 67,991 people

$1,085

+7%

Gladwin County

39 mi · 25,693 people

$1,014

same rate

Questions people ask

$1,018 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $726 for a studio, $778 for one bedroom, $1,344 for three and $1,454 for four.

Tools for this county

All Michigan counties All states

Fair Market Rent lookup

Any ZIP code's Small Area FMR by bedroom count

Section 8 rent calculator

Payment standard and tenant share for a specific rent

What is Fair Market Rent?

How HUD calculates FMR and what it means for landlords

Rent affordability calculator

The income a household needs for a given rent