HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Crawford County, Michigan (FY 2026)
$1,038 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Crawford County, and it's the baseline every voucher in Crawford is measured against.
2 bedroom FMR
$1,038
FY 2026, utilities included
Payment standard range
$934 to $1,142
90% to 110% of FMR
Income to afford 2BR
$41,520
per year, at 30% of income
Rank in Michigan
41st of 83
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Crawford moves to $1,097. That's up 6%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Crawford actually rent for?
Search any address in Crawford for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $716 | $644 to $788 | $28,640 | $13.77/hr | +8.2% |
| 1 bedroom | $875 | $788 to $963 | $35,000 | $16.83/hr | +8.8% |
| 2 bedroom | $1,038 | $934 to $1,142 | $41,520 | $19.96/hr | +7.5% |
| 3 bedroom | $1,245 | $1,121 to $1,370 | $49,800 | $23.94/hr | +6.0% |
| 4 bedroom | $1,472 | $1,325 to $1,619 | $58,880 | $28.31/hr | +7.1% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,693 | $1,524 to $1,862 |
| 6 bedroom Estimate | $1,914 | $1,723 to $2,105 |
| 7 bedroom Estimate | $2,134 | $1,921 to $2,347 |
| 8 bedroom Estimate | $2,355 | $2,120 to $2,591 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Crawford, that runs from $716 for a studio up to $1,472 for four bedrooms, all five rates in the table above.
Because Crawford sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Grayling included.
Among Michigan's 83 counties, Crawford ranks 41st for two-bedroom FMR. That's within a couple percent of the state median of $1,033 and within a couple percent of the national median county at $1,018. About 13,197 people live here, 70th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,020 in 49733 (Frederic) and $1,070 in 49738 (Grayling), with the 2 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Crawford somewhere between $934 and $1,142. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,038 a month is affordable, by HUD's 30% rule, on an income of roughly $41,520 a year. Put another way, $20 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($934) | HAP at 100% ($1,038) | HAP at 110% ($1,142) |
|---|---|---|---|---|
| $2,500 | $750 | $184 | $288 | $392 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 7% from FY 2025 ($966) to FY 2026 ($1,038). Since FY 2020 it's up 42% in total, about 6.0% a year. The Michigan median moved up 7% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $507 | $554 | $730 | $979 | $1,053 | — |
| FY 2021 | $539 | $596 | $786 | $1,043 | $1,066 | +7.7% |
| FY 2022 | $565 | $611 | $804 | $1,022 | $1,090 | +2.3% |
| FY 2023 | $586 | $697 | $873 | $1,069 | $1,173 | +8.6% |
| FY 2024 | $651 | $812 | $961 | $1,189 | $1,280 | +10.1% |
| FY 2025 | $662 | $804 | $966 | $1,174 | $1,375 | +0.5% |
| FY 2026 | $716 | $875 | $1,038 | $1,245 | $1,472 | +7.5% |
| FY 2027 | $764 | $867 | $1,097 | $1,307 | $1,542 | +5.7% |
Nearby counties
Questions people ask
$1,038 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $716 for a studio, $875 for one bedroom, $1,245 for three and $1,472 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Crawford actually go for?
HUD's number is one input. Search any address in Crawford for a rent estimate built from nearby comps. 3 free searches, no card.
Free tier. No credit card.