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HUD Fair Market Rent · FY 2026 · Effective Oct 1, 2025 to Sep 30, 2026

Fair Market Rent in Suffolk County, Massachusetts (FY 2026)

$2,941 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Suffolk County, and it's the baseline every voucher in Suffolk is measured against.

Two-bedroom FMR

$2,941

+3.7% from FY 2025

Payment standard

$2,647–$3,235

90% to 110% of the FMR, two-bedroom

Income to afford

$117,640

a year, with rent at 30% of income

Rank in Massachusetts

2nd of 14

by two-bedroom FMR, highest first

FY 2027

HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Suffolk moves to $3,008. That's up 2%. The full FY 2027 table is in the history section below.

FY 2026 Fair Market Rents

Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.

BedroomsFMRPayment standardIncome neededHourly wagevs FY 2025
Studio$2,359$2,123–$2,595$94,360$45.37/hr+4.2%
1 bedroom$2,476$2,228–$2,724$99,040$47.62/hr+3.4%
2 bedroom$2,941$2,647–$3,235$117,640$56.56/hr+3.7%
3 bedroom$3,526$3,173–$3,879$141,040$67.81/hr+3.2%
4 bedroom$3,894$3,505–$4,283$155,760$74.88/hr+3.5%
Five to eight bedrooms (PropMetrics estimates)

HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.

BedroomsEstimated FMRPayment standard
5 bedroom Estimate$4,478$4,030–$4,926
6 bedroom Estimate$5,062$4,556–$5,568
7 bedroom Estimate$5,646$5,081–$6,211
8 bedroom Estimate$6,230$5,607–$6,853

Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov

Market check

Two-bedrooms in Boston are asking $3,767. HUD says $2,941.

That's 28% above the county FMR. Median asking rent across 20 Boston ZIP codes with active 2BR listings. FMR includes utilities and asking rents usually don't, so the true gap is a little smaller.

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What a voucher pays here

The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Suffolk somewhere between $2,647 and $3,235. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.

$2,941 a month is affordable, by HUD's 30% rule, on an income of roughly $117,640 a year. Put another way, $57 an hour full time.

Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.

Monthly household incomeTenant pays (30%)Voucher pays at 90%$2,647Voucher pays at 100%$2,941Voucher pays at 110%$3,235
$2,500$750$1,897$2,191$2,485
$4,000$1,200$1,447$1,741$2,035
Run your own numbers in the Section 8 rent calculator

Rate history

The two-bedroom rate went up 4% from FY 2025 ($2,837) to FY 2026 ($2,941). Since FY 2020 it's up 27% in total, about 4.1% a year. The Massachusetts median held flat over the same year.

Fiscal yearStudio1 BR2 BR3 BR4 BR2BR change
FY 2020$1,715$1,900$2,311$2,880$3,131—
FY 2021$1,742$1,924$2,336$2,906$3,168+1.1%
FY 2022$1,803$1,986$2,399$2,966$3,253+2.7%
FY 2023$2,025$2,198$2,635$3,207$3,540+9.8%
FY 2024$2,212$2,377$2,827$3,418$3,765+7.3%
FY 2025$2,263$2,394$2,837$3,418$3,761+0.4%
FY 2026In effect$2,359$2,476$2,941$3,526$3,894+3.7%
FY 2027From Oct 1, 2026$2,440$2,518$3,008$3,584$3,953+2.3%

Get FY 2028 Suffolk County rates the day HUD publishes them

HUD updates Fair Market Rents every fall. One email a year, no newsletter.

About this rate

Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Suffolk, that runs from $2,359 for a studio up to $3,894 for four bedrooms, all five rates in the table above.

This is a metro rate. The county doesn't get one of its own. HUD lumps Suffolk in with 3 other counties in the Boston-Cambridge-Quincy metro, Middlesex County, Essex County, Norfolk County among them, and every one of them gets $2,941 for a two-bedroom. Where you are inside the metro doesn't change the county number. It does change the ZIP number, covered below.

Among Massachusetts's 14 counties, Suffolk ranks 2nd for two-bedroom FMR. That's about 29% above the state median of $2,283 and about 189% above the national median county at $1,018. About 782,172 people live here, 4th in the state.

Rates by ZIP code

Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $2,560 in 02119 (Roxbury) and $4,410 in 02109 (Boston), with the 43 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.

ZIPCity2BR ratevs county
02108Boston$3,670+24.8%
02109Boston$4,410+49.9%
02110Boston$4,410+49.9%
02111Boston$3,700+25.8%
02112Boston$3,040+3.4%
02113Boston$3,600+22.4%
02114Boston$4,410+49.9%
02115Boston$3,330+13.2%
02116Boston$4,170+41.8%
02117Boston$3,040+3.4%
02118Boston$2,630-10.6%
02119Roxbury$2,560-13.0%
02120Roxbury Crossing$2,860-2.8%
02121Dorchester$2,560-13.0%
02122Dorchester$2,800-4.8%
02123Boston$3,040+3.4%
02124Dorchester Center$2,560-13.0%
02125Dorchester$2,560-13.0%
02126Mattapan$2,560-13.0%
02127Boston$3,790+28.9%
02128Boston$2,740-6.8%
02129Charlestown$4,020+36.7%
02130Jamaica Plain$3,410+15.9%
02131Roslindale$2,830-3.8%
02132West Roxbury$2,880-2.1%
02133Boston$3,890+32.3%
02134Allston$3,300+12.2%
02135Brighton$3,250+10.5%
02136Hyde Park$2,580-12.3%
02137Readville$3,040+3.4%
02150Chelsea$2,630-10.6%
02151Revere$2,570-12.6%
02152Winthrop$2,620-10.9%
02163Boston$4,290+45.9%
02196Boston$3,040+3.4%
02199Boston$4,410+49.9%
02201Boston$3,040+3.4%
02203Boston$3,040+3.4%
02204Boston$2,941County rate—
02205Boston$3,040+3.4%

Rates by town

Massachusetts publishes Fair Market Rents town by town instead of by county. All 4 towns in Suffolk County share the same rate for FY 2026, so the county number is the town number wherever you are.

TownPopulationStudio1 BR2 BR3 BR4 BR
Boston city663,972$2,359$2,476$2,941$3,526$3,894
Revere city59,933$2,359$2,476$2,941$3,526$3,894
Chelsea city39,460$2,359$2,476$2,941$3,526$3,894
Winthrop Town city18,807$2,359$2,476$2,941$3,526$3,894

Counties sharing the Boston-Cambridge-Quincy metro rate

HUD sets one rate for the whole metro, so every county here carries the same $2,941 two-bedroom figure as Suffolk.

Nearby counties

Two-bedroom FMR, with how each compares to Suffolk.

Questions people ask

$2,941 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $2,359 for a studio, $2,476 for one bedroom, $3,526 for three and $3,894 for four.

What does a rental in Suffolk actually go for?

HUD's number is one input. Search any address in Suffolk for a rent estimate built from nearby comps. 3 free searches, no card.

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