HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Suffolk County, Massachusetts (FY 2027)
$3,008 a month. That's HUD's FY 2027 Fair Market Rent for a two-bedroom in Suffolk County, and it's the baseline every voucher in Suffolk is measured against.
Two-bedroom FMR
$3,008
+2.3% from FY 2026
Payment standard
$2,707–$3,309
90% to 110% of the FMR, two-bedroom
Income to afford
$120,320
a year, with rent at 30% of income
Rank in Massachusetts
2nd of 14
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $2,440 | $2,196–$2,684 | $97,600 | $46.92/hr | +3.4% |
| 1 bedroom | $2,518 | $2,266–$2,770 | $100,720 | $48.42/hr | +1.7% |
| 2 bedroom | $3,008 | $2,707–$3,309 | $120,320 | $57.85/hr | +2.3% |
| 3 bedroom | $3,584 | $3,226–$3,942 | $143,360 | $68.92/hr | +1.6% |
| 4 bedroom | $3,953 | $3,558–$4,348 | $158,120 | $76.02/hr | +1.5% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $4,546 | $4,091–$5,001 |
| 6 bedroom Estimate | $5,139 | $4,625–$5,653 |
| 7 bedroom Estimate | $5,732 | $5,159–$6,305 |
| 8 bedroom Estimate | $6,325 | $5,693–$6,958 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
Two-bedrooms in Boston are asking $3,718. HUD says $3,008.
That's 24% above the county FMR. Median asking rent across 20 Boston ZIP codes with active 2BR listings. FMR includes utilities and asking rents usually don't, so the true gap is a little smaller.
No card needed
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Suffolk somewhere between $2,707 and $3,309. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$3,008 a month is affordable, by HUD's 30% rule, on an income of roughly $120,320 a year. Put another way, $58 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$2,707 | Voucher pays at 100%$3,008 | Voucher pays at 110%$3,309 |
|---|---|---|---|---|
| $2,500 | $750 | $1,957 | $2,258 | $2,559 |
| $4,000 | $1,200 | $1,507 | $1,808 | $2,109 |
Rate history
The two-bedroom rate went up 2% from FY 2026 ($2,941) to FY 2027 ($3,008). Since FY 2020 it's up 30% in total, about 3.8% a year. The Massachusetts median held flat over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $1,715 | $1,900 | $2,311 | $2,880 | $3,131 | — |
| FY 2021 | $1,742 | $1,924 | $2,336 | $2,906 | $3,168 | +1.1% |
| FY 2022 | $1,803 | $1,986 | $2,399 | $2,966 | $3,253 | +2.7% |
| FY 2023 | $2,025 | $2,198 | $2,635 | $3,207 | $3,540 | +9.8% |
| FY 2024 | $2,212 | $2,377 | $2,827 | $3,418 | $3,765 | +7.3% |
| FY 2025 | $2,263 | $2,394 | $2,837 | $3,418 | $3,761 | +0.4% |
| FY 2026 | $2,359 | $2,476 | $2,941 | $3,526 | $3,894 | +3.7% |
| FY 2027In effect | $2,440 | $2,518 | $3,008 | $3,584 | $3,953 | +2.3% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Suffolk, that runs from $2,440 for a studio up to $3,953 for four bedrooms, all five rates in the table above.
This is a metro rate. The county doesn't get one of its own. HUD lumps Suffolk in with 3 other counties in the Boston-Cambridge-Quincy metro, Middlesex County, Essex County, Norfolk County among them, and every one of them gets $3,008 for a two-bedroom. Where you are inside the metro doesn't change the county number. It does change the ZIP number, covered below.
Among Massachusetts's 14 counties, Suffolk ranks 2nd for two-bedroom FMR. That's about 32% above the state median of $2,273 and about 183% above the national median county at $1,063. About 785,121 people live here, 4th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $2,650 in 02119 (Roxbury) and $4,510 in 02110 (Boston), with the 43 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 02108 | Boston | $3,670 | +22.0% |
| 02109 | Boston | $4,030 | +34.0% |
| 02110 | Boston | $4,510 | +49.9% |
| 02111 | Boston | $3,620 | +20.3% |
| 02112 | Boston | $3,110 | +3.4% |
| 02113 | Boston | $3,820 | +27.0% |
| 02114 | Boston | $4,380 | +45.6% |
| 02115 | Boston | $3,600 | +19.7% |
| 02116 | Boston | $4,130 | +37.3% |
| 02117 | Boston | $3,110 | +3.4% |
| 02118 | Boston | $3,040 | +1.1% |
| 02119 | Roxbury | $2,650 | -11.9% |
| 02120 | Roxbury Crossing | $2,870 | -4.6% |
| 02121 | Dorchester | $2,650 | -11.9% |
| 02122 | Dorchester | $2,940 | -2.3% |
| 02123 | Boston | $3,110 | +3.4% |
| 02124 | Dorchester Center | $2,650 | -11.9% |
| 02125 | Dorchester | $2,650 | -11.9% |
| 02126 | Mattapan | $2,650 | -11.9% |
| 02127 | Boston | $4,160 | +38.3% |
| 02128 | Boston | $2,900 | -3.6% |
| 02129 | Charlestown | $3,620 | +20.3% |
| 02130 | Jamaica Plain | $3,570 | +18.7% |
| 02131 | Roslindale | $2,960 | -1.6% |
| 02132 | West Roxbury | $2,940 | -2.3% |
| 02133 | Boston | $3,880 | +29.0% |
| 02134 | Allston | $3,400 | +13.0% |
| 02135 | Brighton | $3,310 | +10.0% |
| 02136 | Hyde Park | $2,660 | -11.6% |
| 02137 | Readville | $3,110 | +3.4% |
| 02150 | Chelsea | $2,800 | -6.9% |
| 02151 | Revere | $2,720 | -9.6% |
| 02152 | Winthrop | $2,750 | -8.6% |
| 02163 | Boston | $3,870 | +28.7% |
| 02196 | Boston | $3,110 | +3.4% |
| 02199 | Boston | $4,510 | +49.9% |
| 02201 | Boston | $3,110 | +3.4% |
| 02203 | Boston | $3,110 | +3.4% |
| 02204 | Boston | $3,008County rate | — |
| 02205 | Boston | $3,110 | +3.4% |
Rates by town
Massachusetts publishes Fair Market Rents town by town instead of by county. All 4 towns in Suffolk County share the same rate for FY 2027, so the county number is the town number wherever you are.
| Town | Population | Studio | 1 BR | 2 BR | 3 BR | 4 BR |
|---|---|---|---|---|---|---|
| Boston city | 666,442 | $2,440 | $2,518 | $3,008 | $3,584 | $3,953 |
| Revere city | 60,012 | $2,440 | $2,518 | $3,008 | $3,584 | $3,953 |
| Chelsea city | 39,908 | $2,440 | $2,518 | $3,008 | $3,584 | $3,953 |
| Winthrop Town city | 18,759 | $2,440 | $2,518 | $3,008 | $3,584 | $3,953 |
Counties sharing the Boston-Cambridge-Quincy metro rate
HUD sets one rate for the whole metro, so every county here carries the same $3,008 two-bedroom figure as Suffolk.
Nearby counties
Two-bedroom FMR, with how each compares to Suffolk.
Norfolk County
11 mi · 730,082 people
$3,004
same rate
Middlesex County
15 mi · 1,638,365 people
$2,884
-4%
Essex County
21 mi · 813,054 people
$2,761
-8%
Plymouth County
26 mi · 535,075 people
$2,713
-10%
Bristol County
38 mi · 582,270 people
$1,928
-36%
Worcester County
41 mi · 867,788 people
$2,057
-32%
Barnstable County
59 mi · 231,668 people
$2,488
-17%
Dukes County
67 mi · 20,933 people
$2,010
-33%
Questions people ask
$3,008 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $2,440 for a studio, $2,518 for one bedroom, $3,584 for three and $3,953 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Suffolk actually go for?
HUD's number is one input. Search any address in Suffolk for a rent estimate built from nearby comps. Free to start, no card.
Free tier. No credit card.