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HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027

Fair Market Rent in Suffolk County, Massachusetts (FY 2027)

$3,008 a month. That's HUD's FY 2027 Fair Market Rent for a two-bedroom in Suffolk County, and it's the baseline every voucher in Suffolk is measured against.

Two-bedroom FMR

$3,008

+2.3% from FY 2026

Payment standard

$2,707–$3,309

90% to 110% of the FMR, two-bedroom

Income to afford

$120,320

a year, with rent at 30% of income

Rank in Massachusetts

2nd of 14

by two-bedroom FMR, highest first

FY 2027 Fair Market Rents

Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.

BedroomsFMRPayment standardIncome neededHourly wagevs FY 2026
Studio$2,440$2,196–$2,684$97,600$46.92/hr+3.4%
1 bedroom$2,518$2,266–$2,770$100,720$48.42/hr+1.7%
2 bedroom$3,008$2,707–$3,309$120,320$57.85/hr+2.3%
3 bedroom$3,584$3,226–$3,942$143,360$68.92/hr+1.6%
4 bedroom$3,953$3,558–$4,348$158,120$76.02/hr+1.5%
Five to eight bedrooms (PropMetrics estimates)

HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.

BedroomsEstimated FMRPayment standard
5 bedroom Estimate$4,546$4,091–$5,001
6 bedroom Estimate$5,139$4,625–$5,653
7 bedroom Estimate$5,732$5,159–$6,305
8 bedroom Estimate$6,325$5,693–$6,958

Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov

Market check

Two-bedrooms in Boston are asking $3,718. HUD says $3,008.

That's 24% above the county FMR. Median asking rent across 20 Boston ZIP codes with active 2BR listings. FMR includes utilities and asking rents usually don't, so the true gap is a little smaller.

No card needed

What a voucher pays here

The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Suffolk somewhere between $2,707 and $3,309. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.

$3,008 a month is affordable, by HUD's 30% rule, on an income of roughly $120,320 a year. Put another way, $58 an hour full time.

Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.

Monthly household incomeTenant pays (30%)Voucher pays at 90%$2,707Voucher pays at 100%$3,008Voucher pays at 110%$3,309
$2,500$750$1,957$2,258$2,559
$4,000$1,200$1,507$1,808$2,109
Run your own numbers in the Section 8 rent calculator

Rate history

The two-bedroom rate went up 2% from FY 2026 ($2,941) to FY 2027 ($3,008). Since FY 2020 it's up 30% in total, about 3.8% a year. The Massachusetts median held flat over the same year.

Fiscal yearStudio1 BR2 BR3 BR4 BR2BR change
FY 2020$1,715$1,900$2,311$2,880$3,131—
FY 2021$1,742$1,924$2,336$2,906$3,168+1.1%
FY 2022$1,803$1,986$2,399$2,966$3,253+2.7%
FY 2023$2,025$2,198$2,635$3,207$3,540+9.8%
FY 2024$2,212$2,377$2,827$3,418$3,765+7.3%
FY 2025$2,263$2,394$2,837$3,418$3,761+0.4%
FY 2026$2,359$2,476$2,941$3,526$3,894+3.7%
FY 2027In effect$2,440$2,518$3,008$3,584$3,953+2.3%

Get FY 2028 Suffolk County rates the day HUD publishes them

HUD updates Fair Market Rents every fall. One email a year, no newsletter.

About this rate

Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Suffolk, that runs from $2,440 for a studio up to $3,953 for four bedrooms, all five rates in the table above.

This is a metro rate. The county doesn't get one of its own. HUD lumps Suffolk in with 3 other counties in the Boston-Cambridge-Quincy metro, Middlesex County, Essex County, Norfolk County among them, and every one of them gets $3,008 for a two-bedroom. Where you are inside the metro doesn't change the county number. It does change the ZIP number, covered below.

Among Massachusetts's 14 counties, Suffolk ranks 2nd for two-bedroom FMR. That's about 32% above the state median of $2,273 and about 183% above the national median county at $1,063. About 785,121 people live here, 4th in the state.

Rates by ZIP code

Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $2,650 in 02119 (Roxbury) and $4,510 in 02110 (Boston), with the 43 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.

ZIPCity2BR ratevs county
02108Boston$3,670+22.0%
02109Boston$4,030+34.0%
02110Boston$4,510+49.9%
02111Boston$3,620+20.3%
02112Boston$3,110+3.4%
02113Boston$3,820+27.0%
02114Boston$4,380+45.6%
02115Boston$3,600+19.7%
02116Boston$4,130+37.3%
02117Boston$3,110+3.4%
02118Boston$3,040+1.1%
02119Roxbury$2,650-11.9%
02120Roxbury Crossing$2,870-4.6%
02121Dorchester$2,650-11.9%
02122Dorchester$2,940-2.3%
02123Boston$3,110+3.4%
02124Dorchester Center$2,650-11.9%
02125Dorchester$2,650-11.9%
02126Mattapan$2,650-11.9%
02127Boston$4,160+38.3%
02128Boston$2,900-3.6%
02129Charlestown$3,620+20.3%
02130Jamaica Plain$3,570+18.7%
02131Roslindale$2,960-1.6%
02132West Roxbury$2,940-2.3%
02133Boston$3,880+29.0%
02134Allston$3,400+13.0%
02135Brighton$3,310+10.0%
02136Hyde Park$2,660-11.6%
02137Readville$3,110+3.4%
02150Chelsea$2,800-6.9%
02151Revere$2,720-9.6%
02152Winthrop$2,750-8.6%
02163Boston$3,870+28.7%
02196Boston$3,110+3.4%
02199Boston$4,510+49.9%
02201Boston$3,110+3.4%
02203Boston$3,110+3.4%
02204Boston$3,008County rate—
02205Boston$3,110+3.4%

Rates by town

Massachusetts publishes Fair Market Rents town by town instead of by county. All 4 towns in Suffolk County share the same rate for FY 2027, so the county number is the town number wherever you are.

TownPopulationStudio1 BR2 BR3 BR4 BR
Boston city666,442$2,440$2,518$3,008$3,584$3,953
Revere city60,012$2,440$2,518$3,008$3,584$3,953
Chelsea city39,908$2,440$2,518$3,008$3,584$3,953
Winthrop Town city18,759$2,440$2,518$3,008$3,584$3,953

Counties sharing the Boston-Cambridge-Quincy metro rate

HUD sets one rate for the whole metro, so every county here carries the same $3,008 two-bedroom figure as Suffolk.

Nearby counties

Two-bedroom FMR, with how each compares to Suffolk.

Questions people ask

$3,008 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $2,440 for a studio, $2,518 for one bedroom, $3,584 for three and $3,953 for four.

What does a rental in Suffolk actually go for?

HUD's number is one input. Search any address in Suffolk for a rent estimate built from nearby comps. Free to start, no card.

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