HUD Fair Market Rent · FY 2026 · Effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Somerset County, Maryland (FY 2026)
HUD's FY 2026 Fair Market Rent for a two-bedroom in Somerset County is $1,167 a month. That's the number the housing authority starts from when it sets Section 8 payment standards here.
Two-bedroom FMR
$1,167
-6.6% from FY 2025
Payment standard
$1,050–$1,284
90% to 110% of the FMR, two-bedroom
Income to afford
$46,680
a year, with rent at 30% of income
Rank in Maryland
21st of 24
by two-bedroom FMR, highest first
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Somerset moves to $1,144. That's down 2%. The full FY 2027 table is in the history section below.
FY 2026 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $901 | $811–$991 | $36,040 | $17.33/hr | -4.8% |
| 1 bedroom | $907 | $816–$998 | $36,280 | $17.44/hr | -4.7% |
| 2 bedroom | $1,167 | $1,050–$1,284 | $46,680 | $22.44/hr | -6.6% |
| 3 bedroom | $1,586 | $1,427–$1,745 | $63,440 | $30.50/hr | -1.7% |
| 4 bedroom | $1,667 | $1,500–$1,834 | $66,680 | $32.06/hr | -1.1% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,917 | $1,725–$2,109 |
| 6 bedroom Estimate | $2,167 | $1,950–$2,384 |
| 7 bedroom Estimate | $2,417 | $2,175–$2,659 |
| 8 bedroom Estimate | $2,667 | $2,400–$2,934 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Somerset actually rent for?
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Somerset somewhere between $1,050 and $1,284. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,167 a month is affordable, by HUD's 30% rule, on an income of roughly $46,680 a year. Put another way, $22 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$1,050 | Voucher pays at 100%$1,167 | Voucher pays at 110%$1,284 |
|---|---|---|---|---|
| $2,500 | $750 | $300 | $417 | $534 |
| $4,000 | $1,200 | $0 | $0 | $84 |
Rate history
The two-bedroom rate went down 7% from FY 2025 ($1,249) to FY 2026 ($1,167). Since FY 2020 it's up 58% in total, about 7.9% a year. The Maryland median moved down 3% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $501 | $647 | $740 | $1,030 | $1,151 | — |
| FY 2021 | $570 | $666 | $764 | $1,093 | $1,219 | +3.2% |
| FY 2022 | $611 | $648 | $792 | $1,070 | $1,098 | +3.7% |
| FY 2023 | $697 | $701 | $923 | $1,235 | $1,240 | +16.5% |
| FY 2024 | $832 | $837 | $1,100 | $1,458 | $1,465 | +19.2% |
| FY 2025 | $946 | $952 | $1,249 | $1,613 | $1,686 | +13.5% |
| FY 2026In effect | $901 | $907 | $1,167 | $1,586 | $1,667 | -6.6% |
| FY 2027From Oct 1, 2026 | $905 | $910 | $1,144 | $1,498 | $1,504 | -2.0% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Somerset, that runs from $901 for a studio up to $1,667 for four bedrooms, all five rates in the table above.
Somerset is its own HUD metro area (Somerset County, MD), so the rate here is set from rents inside the county rather than a wider region.
Among Maryland's 24 counties, Somerset ranks 21st for two-bedroom FMR. That's about 37% below the state median of $1,845 and about 15% above the national median county at $1,018. About 24,672 people live here, 23rd in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,130 in 21817 (Crisfield) and $1,730 in 21838 (Marion Station), with the 9 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 21817 | Crisfield | $1,130 | -3.2% |
| 21821 | Deal Island | $1,440 | +23.4% |
| 21824 | Ewell | $1,170 | +0.3% |
| 21836 | Manokin | $1,167County rate | — |
| 21838 | Marion Station | $1,730 | +48.2% |
| 21853 | Princess Anne | $1,170 | +0.3% |
| 21857 | Rehobeth | $1,167County rate | — |
| 21866 | Tylerton | $1,170 | +0.3% |
| 21867 | Upper Fairmount | $1,170 | +0.3% |
| 21871 | Westover | $1,350 | +15.7% |
| 21890 | Westover | $1,170 | +0.3% |
Nearby counties
Two-bedroom FMR, with how each compares to Somerset.
Wicomico County
23 mi · 103,815 people
$1,378
+18%
Dorchester County
30 mi · 32,557 people
$1,144
-2%
Worcester County
31 mi · 52,827 people
$1,194
+2%
St. Mary's County
43 mi · 113,814 people
$1,833
+57%
Calvert County
50 mi · 93,244 people
$2,083
+78%
Talbot County
52 mi · 37,663 people
$1,409
+21%
Caroline County
59 mi · 33,320 people
$1,314
+13%
Charles County
68 mi · 167,035 people
$2,246
+92%
Questions people ask
$1,167 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $901 for a studio, $907 for one bedroom, $1,586 for three and $1,667 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Somerset actually go for?
HUD's number is one input. Search any address in Somerset for a rent estimate built from nearby comps. 3 free searches, no card.
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