HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in Allegany County, Maryland (FY 2027)
A two-bedroom in Allegany County carries a FY 2027 Fair Market Rent of $1,014 a month, effective October 1, 2026 through September 30, 2027. Everything Section 8 pays in Allegany keys off that figure.
Two-bedroom FMR
$1,014
+4.2% from FY 2026
Payment standard
$913–$1,115
90% to 110% of the FMR, two-bedroom
Income to afford
$40,560
a year, with rent at 30% of income
Rank in Maryland
23rd of 24
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $862 | $776–$948 | $34,480 | $16.58/hr | +24.2% |
| 1 bedroom | $888 | $799–$977 | $35,520 | $17.08/hr | +7.9% |
| 2 bedroom | $1,014 | $913–$1,115 | $40,560 | $19.50/hr | +4.2% |
| 3 bedroom | $1,383 | $1,245–$1,521 | $55,320 | $26.60/hr | +3.8% |
| 4 bedroom | $1,468 | $1,321–$1,615 | $58,720 | $28.23/hr | +1.1% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $1,688 | $1,519–$1,857 |
| 6 bedroom Estimate | $1,908 | $1,717–$2,099 |
| 7 bedroom Estimate | $2,129 | $1,916–$2,342 |
| 8 bedroom Estimate | $2,349 | $2,114–$2,584 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Allegany actually rent for?
Search any address in Allegany for a rent estimate built from nearby comps, with the HUD figure right next to it.
No card needed
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Allegany somewhere between $913 and $1,115. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,014 a month is affordable, by HUD's 30% rule, on an income of roughly $40,560 a year. Put another way, $20 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$913 | Voucher pays at 100%$1,014 | Voucher pays at 110%$1,115 |
|---|---|---|---|---|
| $2,500 | $750 | $163 | $264 | $365 |
| $4,000 | $1,200 | $0 | $0 | $0 |
Rate history
The two-bedroom rate went up 4% from FY 2026 ($973) to FY 2027 ($1,014). Since FY 2020 it's up 42% in total, about 5.1% a year. The Maryland median moved up 2% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $519 | $587 | $714 | $961 | $1,192 | — |
| FY 2021 | $499 | $587 | $734 | $965 | $1,223 | +2.8% |
| FY 2022 | $503 | $606 | $757 | $987 | $1,261 | +3.1% |
| FY 2023 | $560 | $668 | $838 | $1,073 | $1,356 | +10.7% |
| FY 2024 | $624 | $736 | $920 | $1,186 | $1,453 | +9.8% |
| FY 2025 | $655 | $747 | $933 | $1,226 | $1,388 | +1.4% |
| FY 2026 | $694 | $823 | $973 | $1,333 | $1,452 | +4.3% |
| FY 2027In effect | $862 | $888 | $1,014 | $1,383 | $1,468 | +4.2% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In Allegany, that runs from $862 for a studio up to $1,468 for four bedrooms, all five rates in the table above.
Because Allegany sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Cumberland included.
Among Maryland's 24 counties, Allegany ranks 23rd for two-bedroom FMR. That's about 46% below the state median of $1,875 and about 5% below the national median county at $1,063. About 67,452 people live here, 16th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,010 in 21502 (Cumberland) and $1,280 in 21530 (Flintstone), with the 20 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 21501 | Cumberland | $1,020 | +0.6% |
| 21502 | Cumberland | $1,010 | -0.4% |
| 21503 | Cumberland | $1,020 | +0.6% |
| 21504 | Cumberland | $1,014County rate | — |
| 21505 | Cumberland | $1,020 | +0.6% |
| 21521 | Barton | $1,120 | +10.5% |
| 21524 | Corriganville | $1,010 | -0.4% |
| 21528 | Eckhart Mines | $1,020 | +0.6% |
| 21529 | Ellerslie | $1,020 | +0.6% |
| 21530 | Flintstone | $1,280 | +26.2% |
| 21532 | Frostburg | $1,100 | +8.5% |
| 21539 | Lonaconing | $1,010 | -0.4% |
| 21540 | Luke | $1,010 | -0.4% |
| 21542 | Midland | $1,010 | -0.4% |
| 21543 | Midlothian | $1,010 | -0.4% |
| 21545 | Mount Savage | $1,010 | -0.4% |
| 21555 | Oldtown | $1,090 | +7.5% |
| 21556 | Pinto | $1,014County rate | — |
| 21557 | Rawlings | $1,010 | -0.4% |
| 21560 | Spring Gap | $1,020 | +0.6% |
| 21562 | Westernport | $1,010 | -0.4% |
| 21766 | Little Orleans | $1,010 | -0.4% |
Nearby counties
Two-bedroom FMR, with how each compares to Allegany.
Garrett County
23 mi · 28,615 people
$1,014
same rate
Washington County
58 mi · 155,709 people
$1,284
+27%
Frederick County
77 mi · 287,048 people
$2,438
+140%
Carroll County
97 mi · 175,321 people
$2,006
+98%
Montgomery County
97 mi · 1,065,949 people
$2,438
+140%
Howard County
106 mi · 336,328 people
$2,006
+98%
Prince George's County
115 mi · 959,754 people
$2,438
+140%
Baltimore County
119 mi · 850,796 people
$2,006
+98%
Questions people ask
$1,014 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $862 for a studio, $888 for one bedroom, $1,383 for three and $1,468 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Allegany actually go for?
HUD's number is one input. Search any address in Allegany for a rent estimate built from nearby comps. Free to start, no card.
Free tier. No credit card.