HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in St. Bernard Parish, Louisiana (FY 2026)
A two-bedroom in St. Bernard Parish carries a FY 2026 Fair Market Rent of $1,331 a month, effective October 1, 2025 through September 30, 2026. Everything Section 8 pays in St. Bernard keys off that figure.
2 bedroom FMR
$1,331
FY 2026, utilities included
Payment standard range
$1,198 to $1,464
90% to 110% of FMR
Income to afford 2BR
$53,240
per year, at 30% of income
Rank in Louisiana
4th of 64
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in St. Bernard moves to $1,480. That's up 11%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in St. Bernard actually rent for?
Search any address in St. Bernard for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $964 | $868 to $1,060 | $38,560 | $18.54/hr | -10.0% |
| 1 bedroom | $1,113 | $1,002 to $1,224 | $44,520 | $21.40/hr | -10.0% |
| 2 bedroom | $1,331 | $1,198 to $1,464 | $53,240 | $25.60/hr | -9.9% |
| 3 bedroom | $1,701 | $1,531 to $1,871 | $68,040 | $32.71/hr | -10.0% |
| 4 bedroom | $1,996 | $1,796 to $2,196 | $79,840 | $38.38/hr | -10.0% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,295 | $2,066 to $2,525 |
| 6 bedroom Estimate | $2,595 | $2,336 to $2,855 |
| 7 bedroom Estimate | $2,894 | $2,605 to $3,183 |
| 8 bedroom Estimate | $3,194 | $2,875 to $3,513 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In St. Bernard, that runs from $964 for a studio up to $1,996 for four bedrooms, all five rates in the table above.
This is a metro rate. The parish doesn't get one of its own. HUD lumps St. Bernard in with 5 other parishes in the New Orleans-Metairie metro, Jefferson Parish, Orleans Parish, St. Charles Parish among them, and every one of them gets $1,331 for a two-bedroom. Where you are inside the metro doesn't change the parish number. It does change the ZIP number, covered below.
Among Louisiana's 64 counties, St. Bernard ranks 4th for two-bedroom FMR. That's about 41% above the state median of $946 and about 31% above the national median county at $1,018. About 44,038 people live here, 26th in the state.
Counties sharing the New Orleans-Metairie metro rate
Rates by ZIP code
HUD also publishes Small Area FMRs by ZIP code. For the 6 ZIP codes it covers in St. Bernard, the two-bedroom rate is $1,340 across the board, so there's no ZIP-level story here.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in St. Bernard somewhere between $1,198 and $1,464. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,331 a month is affordable, by HUD's 30% rule, on an income of roughly $53,240 a year. Put another way, $26 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,198) | HAP at 100% ($1,331) | HAP at 110% ($1,464) |
|---|---|---|---|---|
| $2,500 | $750 | $448 | $581 | $714 |
| $4,000 | $1,200 | $0 | $131 | $264 |
Rate history
The two-bedroom rate went down 10% from FY 2025 ($1,478) to FY 2026 ($1,331). Since FY 2020 it's up 23% in total, about 3.6% a year. The Louisiana median moved down 4% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $779 | $908 | $1,078 | $1,396 | $1,597 | — |
| FY 2021 | $765 | $899 | $1,061 | $1,371 | $1,583 | -1.6% |
| FY 2022 | $786 | $927 | $1,089 | $1,404 | $1,623 | +2.6% |
| FY 2023 | $848 | $1,002 | $1,182 | $1,524 | $1,770 | +8.5% |
| FY 2024 | $986 | $1,149 | $1,362 | $1,750 | $2,039 | +15.2% |
| FY 2025 | $1,071 | $1,236 | $1,478 | $1,889 | $2,217 | +8.5% |
| FY 2026 | $964 | $1,113 | $1,331 | $1,701 | $1,996 | -9.9% |
| FY 2027 | $1,096 | $1,229 | $1,480 | $1,900 | $2,233 | +11.2% |
Nearby counties
Orleans Parish
$1,3319 mi · pop 380,408
Jefferson Parish
$1,33113 mi · pop 436,171
St. Charles Parish
$1,33127 mi · pop 52,191
Plaquemines Parish
$1,33134 mi · pop 23,305
St. Tammany Parish
$1,33136 mi · pop 266,168
St. John the Baptist Parish
$1,33139 mi · pop 41,986
Lafourche Parish
$1,10241 mi · pop 97,220
St. James Parish
$92150 mi · pop 20,090
Questions people ask
$1,331 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $964 for a studio, $1,113 for one bedroom, $1,701 for three and $1,996 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in St. Bernard actually go for?
HUD's number is one input. Search any address in St. Bernard for a rent estimate built from nearby comps. 3 free searches, no card.
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