HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Sutter County, California (FY 2026)
$1,550 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Sutter County, and it's the baseline every voucher in Sutter is measured against.
2 bedroom FMR
$1,550
FY 2026, utilities included
Payment standard range
$1,395 to $1,705
90% to 110% of FMR
Income to afford 2BR
$62,000
per year, at 30% of income
Rank in California
36th of 58
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Sutter moves to $1,600. That's up 3%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in Sutter actually rent for?
Search any address in Sutter for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $1,166 | $1,049 to $1,283 | $46,640 | $22.42/hr | -2.4% |
| 1 bedroom | $1,272 | $1,145 to $1,399 | $50,880 | $24.46/hr | +6.3% |
| 2 bedroom | $1,550 | $1,395 to $1,705 | $62,000 | $29.81/hr | +1.8% |
| 3 bedroom | $2,156 | $1,940 to $2,372 | $86,240 | $41.46/hr | +1.1% |
| 4 bedroom | $2,600 | $2,340 to $2,860 | $104,000 | $50.00/hr | +1.7% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,990 | $2,691 to $3,289 |
| 6 bedroom Estimate | $3,380 | $3,042 to $3,718 |
| 7 bedroom Estimate | $3,770 | $3,393 to $4,147 |
| 8 bedroom Estimate | $4,160 | $3,744 to $4,576 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Sutter, that runs from $1,166 for a studio up to $2,600 for four bedrooms, all five rates in the table above.
This is a metro rate. The county doesn't get one of its own. HUD lumps Sutter in with one other county in the Yuba City metro, Yuba County among them, and every one of them gets $1,550 for a two-bedroom. Where you are inside the metro doesn't change the county number. It does change the ZIP number, covered below.
Among California's 58 counties, Sutter ranks 36th for two-bedroom FMR. That's about 8% below the state median of $1,687 and about 52% above the national median county at $1,018. About 99,101 people live here, 37th in the state.
Counties sharing the Yuba City metro rate
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,370 in 95674 (Rio Oso) and $2,360 in 95668 (Pleasant Grove), with the 10 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Sutter somewhere between $1,395 and $1,705. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,550 a month is affordable, by HUD's 30% rule, on an income of roughly $62,000 a year. Put another way, $30 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,395) | HAP at 100% ($1,550) | HAP at 110% ($1,705) |
|---|---|---|---|---|
| $2,500 | $750 | $645 | $800 | $955 |
| $4,000 | $1,200 | $195 | $350 | $505 |
Rate history
The two-bedroom rate went up 2% from FY 2025 ($1,522) to FY 2026 ($1,550). Since FY 2020 it's up 43% in total, about 6.1% a year. The California median moved up 9% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $838 | $844 | $1,087 | $1,568 | $1,908 | — |
| FY 2021 | $875 | $881 | $1,122 | $1,606 | $1,943 | +3.2% |
| FY 2022 | $920 | $926 | $1,173 | $1,666 | $2,008 | +4.5% |
| FY 2023 | $1,003 | $1,010 | $1,288 | $1,830 | $2,194 | +9.8% |
| FY 2024 | $1,125 | $1,132 | $1,461 | $2,059 | $2,479 | +13.4% |
| FY 2025 | $1,195 | $1,197 | $1,522 | $2,133 | $2,556 | +4.2% |
| FY 2026 | $1,166 | $1,272 | $1,550 | $2,156 | $2,600 | +1.8% |
| FY 2027 | $1,159 | $1,367 | $1,600 | $2,216 | $2,674 | +3.2% |
Nearby counties
Yolo County
$2,10427 mi · pop 217,141
Yuba County
$1,55028 mi · pop 81,705
Colusa County
$1,30629 mi · pop 21,811
Sacramento County
$2,25533 mi · pop 1,579,211
Placer County
$2,25541 mi · pop 406,608
Butte County
$1,62543 mi · pop 213,605
Glenn County
$1,36249 mi · pop 28,657
Nevada County
$1,81351 mi · pop 102,322
Questions people ask
$1,550 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $1,166 for a studio, $1,272 for one bedroom, $2,156 for three and $2,600 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in Sutter actually go for?
HUD's number is one input. Search any address in Sutter for a rent estimate built from nearby comps. 3 free searches, no card.
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