HUD Fair Market Rent · FY 2027 · Effective Oct 1, 2026 to Sep 30, 2027
Fair Market Rent in San Bernardino County, California (FY 2027)
$2,103 a month. That's HUD's FY 2027 Fair Market Rent for a two-bedroom in San Bernardino County, and it's the baseline every voucher in San Bernardino is measured against.
Two-bedroom FMR
$2,103
-4.5% from FY 2026
Payment standard
$1,893–$2,313
90% to 110% of the FMR, two-bedroom
Income to afford
$84,120
a year, with rent at 30% of income
Rank in California
24th of 58
by two-bedroom FMR, highest first
FY 2027 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2026 |
|---|---|---|---|---|---|
| Studio | $1,605 | $1,445–$1,766 | $64,200 | $30.87/hr | -5.1% |
| 1 bedroom | $1,705 | $1,535–$1,876 | $68,200 | $32.79/hr | -4.1% |
| 2 bedroom | $2,103 | $1,893–$2,313 | $84,120 | $40.44/hr | -4.5% |
| 3 bedroom | $2,771 | $2,494–$3,048 | $110,840 | $53.29/hr | -4.8% |
| 4 bedroom | $3,336 | $3,002–$3,670 | $133,440 | $64.15/hr | -5.1% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $3,836 | $3,452–$4,220 |
| 6 bedroom Estimate | $4,337 | $3,903–$4,771 |
| 7 bedroom Estimate | $4,837 | $4,353–$5,321 |
| 8 bedroom Estimate | $5,338 | $4,804–$5,872 |
Source: HUD Office of Policy Development and Research, FY 2027 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in San Bernardino actually rent for?
Search any address in San Bernardino for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in San Bernardino somewhere between $1,893 and $2,313. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$2,103 a month is affordable, by HUD's 30% rule, on an income of roughly $84,120 a year. Put another way, $40 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$1,893 | Voucher pays at 100%$2,103 | Voucher pays at 110%$2,313 |
|---|---|---|---|---|
| $2,500 | $750 | $1,143 | $1,353 | $1,563 |
| $4,000 | $1,200 | $693 | $903 | $1,113 |
Rate history
The two-bedroom rate went down 4% from FY 2026 ($2,201) to FY 2027 ($2,103). Since FY 2020 it's up 63% in total, about 7.2% a year. The California median moved up 2% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $875 | $1,030 | $1,289 | $1,789 | $2,216 | — |
| FY 2021 | $955 | $1,106 | $1,390 | $1,917 | $2,369 | +7.8% |
| FY 2022 | $1,062 | $1,202 | $1,509 | $2,065 | $2,542 | +8.6% |
| FY 2023 | $1,281 | $1,398 | $1,751 | $2,376 | $2,922 | +16.0% |
| FY 2024 | $1,517 | $1,611 | $2,010 | $2,707 | $3,304 | +14.8% |
| FY 2025 | $1,776 | $1,852 | $2,306 | $3,079 | $3,745 | +14.7% |
| FY 2026 | $1,692 | $1,777 | $2,201 | $2,912 | $3,514 | -4.6% |
| FY 2027In effect | $1,605 | $1,705 | $2,103 | $2,771 | $3,336 | -4.5% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2027 that's October 1, 2026 through September 30, 2027. In San Bernardino, that runs from $1,605 for a studio up to $3,336 for four bedrooms, all five rates in the table above.
This is a metro rate. The county doesn't get one of its own. HUD lumps San Bernardino in with one other county in the Riverside-San Bernardino-Ontario metro, Riverside County among them, and every one of them gets $2,103 for a two-bedroom. Where you are inside the metro doesn't change the county number. It does change the ZIP number, covered below.
Among California's 58 counties, San Bernardino ranks 24th for two-bedroom FMR. That's about 22% above the state median of $1,725 and about 98% above the national median county at $1,063. About 2,197,104 people live here, 5th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,870 in 92301 (Adelanto) and $3,150 in 91708 (Chino), with the 114 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 91701 | Rancho Cucamonga | $2,690 | +27.9% |
| 91708 | Chino | $3,150 | +49.8% |
| 91709 | Chino Hills | $3,150 | +49.8% |
| 91710 | Chino | $2,400 | +14.1% |
| 91729 | Rancho Cucamonga | $2,040 | -3.0% |
| 91730 | Rancho Cucamonga | $2,970 | +41.2% |
| 91737 | Rancho Cucamonga | $2,780 | +32.2% |
| 91739 | Rancho Cucamonga | $2,900 | +37.9% |
| 91743 | Guasti | $2,040 | -3.0% |
| 91758 | Ontario | $2,103County rate | — |
| 91761 | Ontario | $2,360 | +12.2% |
| 91762 | Ontario | $2,300 | +9.4% |
| 91763 | Montclair | $2,130 | +1.3% |
| 91764 | Ontario | $2,610 | +24.1% |
| 91784 | Upland | $3,150 | +49.8% |
| 91785 | Upland | $2,040 | -3.0% |
| 91786 | Upland | $2,560 | +21.7% |
| 92242 | Earp | $1,990 | -5.4% |
| 92248 | La Quinta | $2,170 | +3.2% |
| 92252 | Joshua Tree | $1,990 | -5.4% |
| 92256 | Morongo Valley | $1,990 | -5.4% |
| 92267 | Parker Dam | $1,990 | -5.4% |
| 92268 | Pioneertown | $1,990 | -5.4% |
| 92277 | Twentynine Palms | $1,990 | -5.4% |
| 92278 | Twentynine Palms | $1,990 | -5.4% |
| 92280 | Vidal | $2,040 | -3.0% |
| 92284 | Yucca Valley | $1,990 | -5.4% |
| 92285 | Landers | $1,990 | -5.4% |
| 92286 | Yucca Valley | $2,040 | -3.0% |
| 92301 | Adelanto | $1,870 | -11.1% |
| 92304 | Amboy | $2,040 | -3.0% |
| 92305 | Angelus Oaks | $1,990 | -5.4% |
| 92307 | Apple Valley | $1,990 | -5.4% |
| 92308 | Apple Valley | $1,990 | -5.4% |
| 92309 | Baker | $1,990 | -5.4% |
| 92310 | Fort Irwin | $1,990 | -5.4% |
| 92311 | Barstow | $1,990 | -5.4% |
| 92312 | Barstow | $2,040 | -3.0% |
| 92313 | Grand Terrace | $2,150 | +2.2% |
| 92314 | Big Bear City | $1,990 | -5.4% |
Counties sharing the Riverside-San Bernardino-Ontario metro rate
HUD sets one rate for the whole metro, so every county here carries the same $2,103 two-bedroom figure as San Bernardino.
Nearby counties
Two-bedroom FMR, with how each compares to San Bernardino.
Riverside County
38 mi · 2,478,600 people
$2,103
same rate
Orange County
62 mi · 3,165,820 people
$3,057
+45%
Los Angeles County
72 mi · 9,808,667 people
$2,964
+41%
San Diego County
101 mi · 3,288,774 people
$2,823
+34%
Ventura County
114 mi · 837,469 people
$2,424
+15%
Kern County
118 mi · 915,075 people
$1,656
-21%
Imperial County
125 mi · 180,202 people
$1,347
-36%
Inyo County
158 mi · 18,739 people
$1,465
-30%
Questions people ask
$2,103 a month for FY 2027, which runs October 1, 2026 through September 30, 2027. The other rates are $1,605 for a studio, $1,705 for one bedroom, $2,771 for three and $3,336 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in San Bernardino actually go for?
HUD's number is one input. Search any address in San Bernardino for a rent estimate built from nearby comps. Free to start, no card.
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