HUD Fair Market Rent · FY 2026 · effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in San Bernardino County, California (FY 2026)
$2,201 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in San Bernardino County, and it's the baseline every voucher in San Bernardino is measured against.
2 bedroom FMR
$2,201
FY 2026, utilities included
Payment standard range
$1,981 to $2,421
90% to 110% of FMR
Income to afford 2BR
$88,040
per year, at 30% of income
Rank in California
22nd of 58
by 2BR FMR
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in San Bernardino moves to $2,103. That's down 4%. The full FY 2027 table is in the history section below.
HUD's number is one input. What does a two-bedroom in San Bernardino actually rent for?
Search any address in San Bernardino for a rent estimate built from nearby comps, with the HUD figure right next to it.
FY 2026 Fair Market Rents
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $1,692 | $1,523 to $1,861 | $67,680 | $32.54/hr | -4.7% |
| 1 bedroom | $1,777 | $1,599 to $1,955 | $71,080 | $34.17/hr | -4.0% |
| 2 bedroom | $2,201 | $1,981 to $2,421 | $88,040 | $42.33/hr | -4.6% |
| 3 bedroom | $2,912 | $2,621 to $3,203 | $116,480 | $56.00/hr | -5.4% |
| 4 bedroom | $3,514 | $3,163 to $3,865 | $140,560 | $67.58/hr | -6.2% |
5 to 8 bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $4,041 | $3,637 to $4,445 |
| 6 bedroom Estimate | $4,568 | $4,111 to $5,025 |
| 7 bedroom Estimate | $5,095 | $4,586 to $5,605 |
| 8 bedroom Estimate | $5,622 | $5,060 to $6,184 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In San Bernardino, that runs from $1,692 for a studio up to $3,514 for four bedrooms, all five rates in the table above.
This is a metro rate. The county doesn't get one of its own. HUD lumps San Bernardino in with one other county in the Riverside-San Bernardino-Ontario metro, Riverside County among them, and every one of them gets $2,201 for a two-bedroom. Where you are inside the metro doesn't change the county number. It does change the ZIP number, covered below.
Among California's 58 counties, San Bernardino ranks 22nd for two-bedroom FMR. That's about 30% above the state median of $1,687 and about 116% above the national median county at $1,018. About 2,180,563 people live here, 5th in the state.
Counties sharing the Riverside-San Bernardino-Ontario metro rate
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $2,070 in 92301 (Adelanto) and $3,300 in 91708 (Chino), with the 114 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 91701 | Rancho Cucamonga | $2,860 | +29.9% |
| 91708 | Chino | $3,300 | +49.9% |
| 91709 | Chino Hills | $3,300 | +49.9% |
| 91710 | Chino | $2,590 | +17.7% |
| 91729 | Rancho Cucamonga | $2,130 | -3.2% |
| 91730 | Rancho Cucamonga | $3,220 | +46.3% |
| 91737 | Rancho Cucamonga | $3,020 | +37.2% |
| 91739 | Rancho Cucamonga | $3,040 | +38.1% |
| 91743 | Guasti | $2,130 | -3.2% |
| 91758 | Ontario | $2,201County rate | — |
| 91761 | Ontario | $2,580 | +17.2% |
| 91762 | Ontario | $2,450 | +11.3% |
| 91763 | Montclair | $2,260 | +2.7% |
| 91764 | Ontario | $2,780 | +26.3% |
| 91784 | Upland | $3,300 | +49.9% |
| 91785 | Upland | $2,130 | -3.2% |
| 91786 | Upland | $2,740 | +24.5% |
| 92242 | Earp | $2,080 | -5.5% |
| 92248 | La Quinta | $2,280 | +3.6% |
| 92252 | Joshua Tree | $2,080 | -5.5% |
| 92256 | Morongo Valley | $2,080 | -5.5% |
| 92267 | Parker Dam | $2,080 | -5.5% |
| 92268 | Pioneertown | $2,080 | -5.5% |
| 92277 | Twentynine Palms | $2,080 | -5.5% |
| 92278 | Twentynine Palms | $2,080 | -5.5% |
| 92280 | Vidal | $2,130 | -3.2% |
| 92284 | Yucca Valley | $2,080 | -5.5% |
| 92285 | Landers | $2,080 | -5.5% |
| 92286 | Yucca Valley | $2,130 | -3.2% |
| 92301 | Adelanto | $2,070 | -6.0% |
| 92304 | Amboy | $2,130 | -3.2% |
| 92305 | Angelus Oaks | $2,080 | -5.5% |
| 92307 | Apple Valley | $2,080 | -5.5% |
| 92308 | Apple Valley | $2,080 | -5.5% |
| 92309 | Baker | $2,080 | -5.5% |
| 92310 | Fort Irwin | $2,080 | -5.5% |
| 92311 | Barstow | $2,080 | -5.5% |
| 92312 | Barstow | $2,130 | -3.2% |
| 92313 | Grand Terrace | $2,190 | -0.5% |
| 92314 | Big Bear City | $2,080 | -5.5% |
What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in San Bernardino somewhere between $1,981 and $2,421. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$2,201 a month is affordable, by HUD's 30% rule, on an income of roughly $88,040 a year. Put another way, $42 an hour full time.
Worked example for a two-bedroom, assuming the rent equals the payment standard. Tenant pays 30% of monthly income, HUD's housing assistance payment covers the rest.
| Monthly household income | Tenant pays (30%) | HAP at 90% ($1,981) | HAP at 100% ($2,201) | HAP at 110% ($2,421) |
|---|---|---|---|---|
| $2,500 | $750 | $1,231 | $1,451 | $1,671 |
| $4,000 | $1,200 | $781 | $1,001 | $1,221 |
Rate history
The two-bedroom rate went down 5% from FY 2025 ($2,306) to FY 2026 ($2,201). Since FY 2020 it's up 71% in total, about 9.3% a year. The California median moved up 9% over the same year.
| Year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $875 | $1,030 | $1,289 | $1,789 | $2,216 | — |
| FY 2021 | $955 | $1,106 | $1,390 | $1,917 | $2,369 | +7.8% |
| FY 2022 | $1,062 | $1,202 | $1,509 | $2,065 | $2,542 | +8.6% |
| FY 2023 | $1,281 | $1,398 | $1,751 | $2,376 | $2,922 | +16.0% |
| FY 2024 | $1,517 | $1,611 | $2,010 | $2,707 | $3,304 | +14.8% |
| FY 2025 | $1,776 | $1,852 | $2,306 | $3,079 | $3,745 | +14.7% |
| FY 2026 | $1,692 | $1,777 | $2,201 | $2,912 | $3,514 | -4.6% |
| FY 2027 | $1,605 | $1,705 | $2,103 | $2,771 | $3,336 | -4.5% |
Nearby counties
Riverside County
$2,20138 mi · pop 2,429,487
Orange County
$3,23662 mi · pop 3,175,227
Los Angeles County
$2,60172 mi · pop 9,936,690
San Diego County
$3,001101 mi · pop 3,289,701
Ventura County
$2,693114 mi · pop 842,009
Kern County
$1,483118 mi · pop 906,883
Imperial County
$1,362125 mi · pop 179,578
Inyo County
$1,514158 mi · pop 18,829
Questions people ask
$2,201 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $1,692 for a studio, $1,777 for one bedroom, $2,912 for three and $3,514 for four.
Tools for this county
Fair Market Rent lookup
Look up any ZIP code's Small Area FMR by bedroom count.
Section 8 rent calculator
Work out the payment standard and tenant share for a specific rent.
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords.
Rent affordability calculator
See what income a household needs for a given rent.
What does a rental in San Bernardino actually go for?
HUD's number is one input. Search any address in San Bernardino for a rent estimate built from nearby comps. 3 free searches, no card.
Free tier. No credit card.