HUD Fair Market Rent · FY 2026 · Effective Oct 1, 2025 to Sep 30, 2026
Fair Market Rent in Humboldt County, California (FY 2026)
$1,550 a month. That's HUD's FY 2026 Fair Market Rent for a two-bedroom in Humboldt County, and it's the baseline every voucher in Humboldt is measured against.
Two-bedroom FMR
$1,550
+4.9% from FY 2025
Payment standard
$1,395–$1,705
90% to 110% of the FMR, two-bedroom
Income to afford
$62,000
a year, with rent at 30% of income
Rank in California
35th of 58
by two-bedroom FMR, highest first
HUD has already published FY 2027. On October 1, 2026 the two-bedroom rate in Humboldt moves to $1,554. That's unchanged. The full FY 2027 table is in the history section below.
FY 2026 Fair Market Rents
Payment standard is the 90% to 110% band a housing authority can set. Income needed puts rent at 30% of gross income, and the hourly wage assumes a 40-hour week.
| Bedrooms | FMR | Payment standard | Income needed | Hourly wage | vs FY 2025 |
|---|---|---|---|---|---|
| Studio | $1,112 | $1,001–$1,223 | $44,480 | $21.38/hr | +4.4% |
| 1 bedroom | $1,186 | $1,067–$1,305 | $47,440 | $22.81/hr | +4.8% |
| 2 bedroom | $1,550 | $1,395–$1,705 | $62,000 | $29.81/hr | +4.9% |
| 3 bedroom | $2,156 | $1,940–$2,372 | $86,240 | $41.46/hr | +4.1% |
| 4 bedroom | $2,600 | $2,340–$2,860 | $104,000 | $50.00/hr | +4.8% |
Five to eight bedrooms (PropMetrics estimates)
HUD stops at four bedrooms. These add 15% of the four-bedroom rent per extra bedroom. It's our estimate, not a HUD number.
| Bedrooms | Estimated FMR | Payment standard |
|---|---|---|
| 5 bedroom Estimate | $2,990 | $2,691–$3,289 |
| 6 bedroom Estimate | $3,380 | $3,042–$3,718 |
| 7 bedroom Estimate | $3,770 | $3,393–$4,147 |
| 8 bedroom Estimate | $4,160 | $3,744–$4,576 |
Source: HUD Office of Policy Development and Research, FY 2026 Fair Market Rents. Rents include utilities. huduser.gov
Market check
HUD's number is one input. What does a two-bedroom in Humboldt actually rent for?
Search any address in Humboldt for a rent estimate built from nearby comps, with the HUD figure right next to it.
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What a voucher pays here
The voucher doesn't pay the FMR itself. It pays the payment standard. Housing authorities set it anywhere from 90% to 110% of FMR, which puts a two-bedroom standard in Humboldt somewhere between $1,395 and $1,705. The tenant pays roughly 30% of their income, the voucher covers the rest up to the standard, and the PHA won't approve a rent above what comparable unassisted units get.
$1,550 a month is affordable, by HUD's 30% rule, on an income of roughly $62,000 a year. Put another way, $30 an hour full time.
Worked example for a two-bedroom renting at the payment standard. The tenant pays 30% of monthly income and the voucher covers the rest.
| Monthly household income | Tenant pays (30%) | Voucher pays at 90%$1,395 | Voucher pays at 100%$1,550 | Voucher pays at 110%$1,705 |
|---|---|---|---|---|
| $2,500 | $750 | $645 | $800 | $955 |
| $4,000 | $1,200 | $195 | $350 | $505 |
Rate history
The two-bedroom rate went up 5% from FY 2025 ($1,478) to FY 2026 ($1,550). Since FY 2020 it's up 49% in total, about 6.9% a year. The California median moved up 9% over the same year.
| Fiscal year | Studio | 1 BR | 2 BR | 3 BR | 4 BR | 2BR change |
|---|---|---|---|---|---|---|
| FY 2020 | $687 | $806 | $1,040 | $1,500 | $1,797 | — |
| FY 2021 | $741 | $863 | $1,113 | $1,593 | $1,901 | +7.0% |
| FY 2022 | $741 | $862 | $1,112 | $1,580 | $1,903 | -0.1% |
| FY 2023 | $812 | $907 | $1,183 | $1,681 | $2,015 | +6.4% |
| FY 2024 | $950 | $1,032 | $1,352 | $1,905 | $2,294 | +14.3% |
| FY 2025 | $1,065 | $1,132 | $1,478 | $2,071 | $2,482 | +9.3% |
| FY 2026In effect | $1,112 | $1,186 | $1,550 | $2,156 | $2,600 | +4.9% |
| FY 2027From Oct 1, 2026 | $1,122 | $1,188 | $1,554 | $2,152 | $2,597 | +0.3% |
About this rate
Fair Market Rent is HUD's estimate of what a modest, decent unit rents for in an area, utilities included. It's set once a year and runs October to September. For FY 2026 that's October 1, 2025 through September 30, 2026. In Humboldt, that runs from $1,112 for a studio up to $2,600 for four bedrooms, all five rates in the table above.
Because Humboldt sits outside any HUD metro area, its rate is a county-wide figure built from local rents. One number covers every address in the county, Eureka included.
Among California's 58 counties, Humboldt ranks 35th for two-bedroom FMR. That's about 8% below the state median of $1,687 and about 52% above the national median county at $1,018. About 136,132 people live here, 35th in the state.
Rates by ZIP code
Zoom in and the picture changes. HUD's Small Area FMRs put a two-bedroom at $1,340 in 95526 (Bridgeville) and $2,160 in 95570 (Trinidad), with the 38 ZIP codes in between. Housing authorities in HUD-designated metros use those ZIP rates instead of the county rate. Everywhere else the ZIP numbers show where rents actually sit, and the county rate stays the official standard.
| ZIP | City | 2BR rate | vs county |
|---|---|---|---|
| 95501 | Eureka | $1,420 | -8.4% |
| 95502 | Eureka | $1,550 | 0.0% |
| 95503 | Eureka | $1,700 | +9.7% |
| 95511 | Alderpoint | $1,550 | 0.0% |
| 95514 | Blocksburg | $1,550 | 0.0% |
| 95518 | Arcata | $1,550 | 0.0% |
| 95519 | Mckinleyville | $1,660 | +7.1% |
| 95521 | Arcata | $1,620 | +4.5% |
| 95524 | Bayside | $1,930 | +24.5% |
| 95525 | Blue Lake | $1,580 | +1.9% |
| 95526 | Bridgeville | $1,340 | -13.5% |
| 95528 | Carlotta | $1,550 | 0.0% |
| 95534 | Cutten | $1,550 | 0.0% |
| 95536 | Ferndale | $1,520 | -1.9% |
| 95537 | Fields Landing | $1,660 | +7.1% |
| 95540 | Fortuna | $1,420 | -8.4% |
| 95542 | Garberville | $1,650 | +6.5% |
| 95545 | Honeydew | $1,490 | -3.9% |
| 95546 | Hoopa | $1,450 | -6.5% |
| 95547 | Hydesville | $1,590 | +2.6% |
| 95549 | Kneeland | $1,590 | +2.6% |
| 95550 | Korbel | $1,600 | +3.2% |
| 95551 | Loleta | $1,570 | +1.3% |
| 95553 | Miranda | $1,370 | -11.6% |
| 95554 | Myers Flat | $1,550 | 0.0% |
| 95555 | Orick | $1,340 | -13.5% |
| 95556 | Orleans | $1,340 | -13.5% |
| 95558 | Petrolia | $1,520 | -1.9% |
| 95559 | Phillipsville | $1,550 | 0.0% |
| 95560 | Redway | $1,460 | -5.8% |
| 95562 | Rio Dell | $1,340 | -13.5% |
| 95564 | Samoa | $1,630 | +5.2% |
| 95565 | Scotia | $1,510 | -2.6% |
| 95569 | Redcrest | $1,510 | -2.6% |
| 95570 | Trinidad | $2,160 | +39.4% |
| 95571 | Weott | $1,550 | 0.0% |
| 95573 | Willow Creek | $1,570 | +1.3% |
| 95589 | Whitethorn | $1,450 | -6.5% |
Nearby counties
Two-bedroom FMR, with how each compares to Humboldt.
Trinity County
42 mi · 15,889 people
$1,202
-22%
Del Norte County
83 mi · 27,462 people
$1,370
-12%
Mendocino County
93 mi · 91,145 people
$1,713
+11%
Shasta County
96 mi · 181,852 people
$1,590
+3%
Siskiyou County
98 mi · 44,049 people
$1,249
-19%
Tehama County
106 mi · 65,484 people
$1,362
-12%
Glenn County
117 mi · 28,657 people
$1,362
-12%
Lake County
129 mi · 68,024 people
$1,549
same rate
Questions people ask
$1,550 a month for FY 2026, which runs October 1, 2025 through September 30, 2026. The other rates are $1,112 for a studio, $1,186 for one bedroom, $2,156 for three and $2,600 for four.
Tools for this county
Fair Market Rent lookup
Any ZIP code's Small Area FMR by bedroom count
Section 8 rent calculator
Payment standard and tenant share for a specific rent
What is Fair Market Rent?
How HUD calculates FMR and what it means for landlords
Rent affordability calculator
The income a household needs for a given rent
What does a rental in Humboldt actually go for?
HUD's number is one input. Search any address in Humboldt for a rent estimate built from nearby comps. 3 free searches, no card.
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