Wholesale deal calculator
Find your maximum allowable offer on a wholesale deal. Set the rule percentage, see what the end buyer pays, and check if the spread leaves room for a fee.
Deal details
Typically $5,000-$20,000
70% is standard, some use 65-75%
Maximum Allowable Offer (MAO)
$90,000
70% of ARV
$140,000
End Buyer Pays
$100,000
Your Assignment Fee
$10,000
How this breaks down:
ARV × 70% = $140,000
Minus estimated repairs: −$40,000
Minus your assignment fee: −$10,000
= Your max offer to the seller: $90,000
Need ARV data for your wholesale deals?
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How wholesale real estate works
Wholesaling is a strategy where you put a property under contract at a discount, then assign that contract to an end buyer for a fee. You never buy or renovate the property. Your profit is the assignment fee. The key is buying low enough that the end buyer still has room to profit after repairs and selling costs.
Why the rule percentage matters
The 70% rule is the standard, but it is not universal. In competitive markets, some wholesalers use 75% to win deals, accepting a tighter margin for the end buyer. In softer markets or with riskier properties, 65% provides more cushion. Adjusting the percentage lets you model different scenarios and see how it affects your MAO.
If a wholesale deal does not work, it might still be a viable fix and flip if you are willing to do the rehab yourself. Or consider whether the property would work as a BRRRR deal with a refinance after renovation.
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